House in Rua da Volta do Cacho, 4, Barca do Lago - Eden - Planalto, Quarteira
House in Rua da Volta do Cacho, 4, Barca do Lago - Eden - Planalto, Quarteira — image 2House in Rua da Volta do Cacho, 4, Barca do Lago - Eden - Planalto, Quarteira — image 3House in Rua da Volta do Cacho, 4, Barca do Lago - Eden - Planalto, Quarteira — image 4House in Rua da Volta do Cacho, 4, Barca do Lago - Eden - Planalto, Quarteira — image 5
Grade Bvillamid-range

House in Rua da Volta do Cacho, 4, Barca do Lago - Eden - Planalto, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€399,000

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.6%

True Gross Yield

35%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €30,481/yr
Average Daily Rate: €241
+7.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 16.4 years
5-yr Capital Value: €524,280
10-yr Capital Value: €637,867
Brixfox Score: 60.2 / 100
Comparable Properties: 73
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€462,517

+15.9% over asking

Asking price€399,000
IMT — Property transfer tax (investment schedule)€19,750
IS — Stamp duty (0.8%)€3,192
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,985
Total acquisition costs€30,177
Renovation (est. €55/m² × 118 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,490
(€3,540–€9,440)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€462,517

Gross yield (asking price)

7.6%

True gross yield (all-in)

6.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 118 m²
Style: contemporary
Condition: good
Year Built: 1987
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

fireplacebalcony

Score Breakdown

ROI
17.18
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
4.36
Rental Demand
3.46
Payback Speed
2
STR Suitability
3

Description

Semi-detached 2-bedroom villa located in Monte da Vinha, Vilamoura. On the ground floor, it features an open-plan living and dining area with a fully equipped kitchen, a balcony, a storage room and a bathroom. Upstairs, there are two bedrooms, one with a private balcony, and a full bathroom. The property is equipped wi

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

House in Rua da Volta do Cacho, 4, Barca do Lago - Eden - Planalto, Quarteira

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
118 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score60
GradeB
Brixfox Intelligence
60BStrong
Score Breakdown
ROI & Yield66%
Capital Growth63%
Risk Profile62%
Market Demand60%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$122K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.1%
$1,845/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.6 yr
Rental only

Property details

Year built: 1987
Energy: D
Condition: good

Description

Semi-detached 2-bedroom villa located in Monte da Vinha, Vilamoura. On the ground floor, it features an open-plan living and dining area with a fully equipped kitchen, a balcony, a storage room and a bathroom. Upstairs, there are two bedrooms, one with a private balcony, and a full bathroom. The property is equipped wi

Income Breakdown

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Nightly Rate (ADR)
$349/night
50% ($160)Brixfox estimate($349/night)200% ($641)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Yearly income
$22,143
Airbnb data$349/night · 35% occupancy
Rental income
$349/night · 35% occ.
$44,041
Running costs (20%)
Utilities, cleaning, maintenance
-$8,808
Income tax (10%)
Indonesian rental income tax
-$12,332
Property tax
Annual property tax
-$759
Net income
5.1% ROI
$22,143

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$433,696
IMT (transfer tax, investment schedule)$21,467
Imposto de Selo (stamp duty)$3,470
Notary & registration$1,359
Legal / due diligence$6,505
Total acquisition costs$32,801
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,054
($3,848–$10,261)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$500,562

Gross yield (asking)

10.2%

True gross yield (all-in)

8.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.6M$2.0M$1.3M$651K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $399K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$485K
+22%
Rental Income
+$108K
Total Position
$594K
+49%
8.3%/yr
Year 10
Capital Value
$591K
+48%
Rental Income
+$234K
Total Position
$824K
+107%
7.5%/yr
Year 20
Capital Value
$874K
+119%
Rental Income
+$547K
Total Position
$1.4M
+256%
6.6%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$969K
Total Position
$2.3M
+467%
6.0%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.1% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Strong
$321 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $321 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 35% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.0%
$2,163/mo
40% occ.
8.0%
$2,905/mo
35% occ.
6.9%
$2,506/mo
current
45% occ.
9.0%
$3,248/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.