Detached house, ., Nn, Bensafrim e Barão de São João, Lagos
Detached house, ., Nn, Bensafrim e Barão de São João, Lagos — image 2Detached house, ., Nn, Bensafrim e Barão de São João, Lagos — image 3Detached house, ., Nn, Bensafrim e Barão de São João, Lagos — image 4Detached house, ., Nn, Bensafrim e Barão de São João, Lagos — image 5
Grade B+villamid-range

Detached house, ., Nn, Bensafrim e Barão de São João, Lagos

Lagos · Western Algarve ·

€995,000

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.1%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €81,006/yr
Average Daily Rate: €429
Payback Period: 15.2 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 74.5 / 100
Comparable Properties: 12
Data Confidence: 64%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.9% over asking

Asking price€995,000
IMT — Property transfer tax (investment schedule)€59,700
IS — Stamp duty (0.8%)€7,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,925
Total acquisition costs€83,835
Renovation (est. €55/m² × 260 m²)
Light touch-ups — paint, fixtures, deep clean.		€14,300
(€7,800–€20,800)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

8.1%

True gross yield (all-in)

7.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 260 m²
Land: 2064 m²
Style: portuguese-traditional
Condition: good
Year Built: 1973
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private garden with pondexposed wooden beamstraditional fireplacesolar panels

Score Breakdown

ROI
17.92
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
12
Rental Demand
5.17
Payback Speed
3
STR Suitability
3

Description

COUNTRYSIDE | Beautiful T4 Villa with Pool and Landscaped Gardens at Colinas Verdes for Sale - Lagos Nestled in the serene countryside of Colinas Verdes, Bensafrim, just a 10-minute drive from the bustling city of Lagos, this exquisite T4 villa offers the perfect blend of tranquillity and convenience. Ideal for a larg

Location

📍 37.1661°N, 8.7017°W

· Lagos, Algarve, Portugal

View on LiveAlgarve Realty →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house, ., Nn, Bensafrim e Barão de São João, Lagos

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
260 m²
Land Plot
2064 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$275K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.5%
$4,973/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.1 yr
Rental only

Property details

Year built: 1973
Energy: C
Condition: good

Description

COUNTRYSIDE | Beautiful T4 Villa with Pool and Landscaped Gardens at Colinas Verdes for Sale - Lagos Nestled in the serene countryside of Colinas Verdes, Bensafrim, just a 10-minute drive from the bustling city of Lagos, this exquisite T4 villa offers the perfect blend of tranquillity and convenience. Ideal for a larg

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$627/night
50% ($288)Brixfox estimate($627/night)200% ($1154)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Yearly income
$59,678
Airbnb data$627/night · 52% occupancy
Rental income
$627/night · 52% occ.
$118,405
Running costs (20%)
Utilities, cleaning, maintenance
-$23,681
Income tax (10%)
Indonesian rental income tax
-$33,154
Property tax
Annual property tax
-$1,893
Net income
5.5% ROI
$59,678

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,081,522
IMT (transfer tax, investment schedule)$64,891
Imposto de Selo (stamp duty)$8,652
Notary & registration$1,359
Legal / due diligence$16,223
Total acquisition costs$91,125
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$15,543
($8,478–$22,609)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,229,549

Gross yield (asking)

10.9%

True gross yield (all-in)

9.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$6.7M$5.0M$3.4M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $995K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$291K
Total Position
$1.5M
+51%
8.6%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$629K
Total Position
$2.1M
+111%
7.8%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$1.5M
Total Position
$3.7M
+267%
6.7%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$2.6M
Total Position
$5.8M
+487%
6.1%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.5% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Strong
$577 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
2064 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $577 — positioned in the top tier
Generous 2064 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 52% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
4.5%
$4,079/mo
42% occ.
6.0%
$5,414/mo
52% occ.
7.5%
$6,749/mo
current
62% occ.
9.0%
$8,084/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.