Detached house in Vila Sol - Morgadinho, Vilamoura, Quarteira
Detached house in Vila Sol - Morgadinho, Vilamoura, Quarteira — image 2Detached house in Vila Sol - Morgadinho, Vilamoura, Quarteira — image 3Detached house in Vila Sol - Morgadinho, Vilamoura, Quarteira — image 4Detached house in Vila Sol - Morgadinho, Vilamoura, Quarteira — image 5
Grade Bvillamid-range

Detached house in Vila Sol - Morgadinho, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€990,000

Asking Price (EUR)

2.7%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.1%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €46,466/yr
Average Daily Rate: €257
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 26.6 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 60.7 / 100
Comparable Properties: 15
Data Confidence: 80%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.6% over asking

Asking price€990,000
IMT — Property transfer tax (investment schedule)€59,400
IS — Stamp duty (0.8%)€7,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,850
Total acquisition costs€83,420
Renovation (est. €55/m² × 303 m²)
Light touch-ups — paint, fixtures, deep clean.		€16,665
(€9,090–€24,240)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

4.7%

True gross yield (all-in)

4.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 303 m²
Style: portuguese-traditional
Condition: good
Year Built: 2000
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private poolspacious gardentraditional Algarve architecture

Score Breakdown

ROI
13.56
Visual Appeal
11.8
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
4.95
Payback Speed
0
STR Suitability
3

Description

Located in the prestigious Vila Sol development in Vilamoura, this elegant semi-detached villa is part of an exclusive private condominium comprising only six residences, offering a მშვიდ, secure, and sophisticated environment. With a functional and harmonious design, the property stands out for its generous areas, ab

Location

📍 37.0908°N, 8.1004°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Vila Sol - Morgadinho, Vilamoura, Quarteira

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
303 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$304K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.1%
$2,753/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
32.6 yr
Rental only

Property details

Year built: 2000
Energy: C
Condition: good

Description

Located in the prestigious Vila Sol development in Vilamoura, this elegant semi-detached villa is part of an exclusive private condominium comprising only six residences, offering a მშვიდ, secure, and sophisticated environment. With a functional and harmonious design, the property stands out for its generous areas, ab

Income Breakdown

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Nightly Rate (ADR)
$372/night
50% ($171)Brixfox estimate($372/night)200% ($684)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$33,038
Airbnb data$372/night · 49% occupancy
Rental income
$372/night · 49% occ.
$67,157
Running costs (20%)
Utilities, cleaning, maintenance
-$13,431
Income tax (10%)
Indonesian rental income tax
-$18,804
Property tax
Annual property tax
-$1,883
Net income
3.1% ROI
$33,038

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,076,087
IMT (transfer tax, investment schedule)$64,565
Imposto de Selo (stamp duty)$8,609
Notary & registration$1,359
Legal / due diligence$16,141
Total acquisition costs$90,674
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$18,114
($9,880–$26,348)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$1,220,418

Gross yield (asking)

6.2%

True gross yield (all-in)

5.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.4M$4.0M$2.7M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $990K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$161K
Total Position
$1.4M
+38%
6.6%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$348K
Total Position
$1.8M
+83%
6.2%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$817K
Total Position
$3.0M
+202%
5.7%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$1.4M
Total Position
$4.7M
+370%
5.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.1% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$342 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $342 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.1% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.5%
$2,219/mo
40% occ.
3.4%
$3,011/mo
49% occ.
4.2%
$3,761/mo
current
59% occ.
5.1%
$4,553/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.