Detached house in Estrada Sem Nome, 1, Victoria - Monte Laguna, Vilamoura, Quarteira
Detached house in Estrada Sem Nome, 1, Victoria - Monte Laguna, Vilamoura, Quarteira — image 2Detached house in Estrada Sem Nome, 1, Victoria - Monte Laguna, Vilamoura, Quarteira — image 3Detached house in Estrada Sem Nome, 1, Victoria - Monte Laguna, Vilamoura, Quarteira — image 4Detached house in Estrada Sem Nome, 1, Victoria - Monte Laguna, Vilamoura, Quarteira — image 5
Grade Bvillaluxury

Detached house in Estrada Sem Nome, 1, Victoria - Monte Laguna, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€3.5M

Asking Price (EUR)

0.6%

True Net Yield (Owner, all-in)

0.4%

True Net Yield (Managed, all-in)

0.9%

True Gross Yield

20%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €35,111/yr
Average Daily Rate: €485
+26.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 124.5 years
5-yr Capital Value: €4.6M
10-yr Capital Value: €5.6M
Brixfox Score: 61.9 / 100
Comparable Properties: 4
Data Confidence: 60%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.9M

+11.6% over asking

Asking price€3.5M
IMT — Property transfer tax (investment schedule)€262,500
IS — Stamp duty (0.8%)€28,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€52,500
Total acquisition costs€344,250
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€3.9M

Gross yield (asking price)

1.0%

True gross yield (all-in)

0.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 290 m²
Land: 798 m²
Style: modern
Condition: new-build
Energy Certificate: A+
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

perforated facade panelinfinity edge poollarge format glass doorsdark grey stone cladding

Score Breakdown

ROI
8.2
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
11.67
Rental Demand
1.98
Payback Speed
0
STR Suitability
3

Description

Luxury T4 villa located in a prestigious area of Vilamoura. This contemporary property is composed of 3 floors. Bedrooms located on the ground floor and 1st floor, all en-suite and each with access to a balcony. On the ground floor, you will find a stunning kitchen imported directly from Italy and a common living room

Location

📍 37.1016°N, 8.1492°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Estrada Sem Nome, 1, Victoria - Monte Laguna, Vilamoura, Quarteira

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
290 m²
Land Plot
798 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 0.5% net return annually.

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The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$1.1M in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
0.5%
$1,646/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
—
Rental only

Property details

Energy: A+
Condition: new-build

Description

Luxury T4 villa located in a prestigious area of Vilamoura. This contemporary property is composed of 3 floors. Bedrooms located on the ground floor and 1st floor, all en-suite and each with access to a balcony. On the ground floor, you will find a stunning kitchen imported directly from Italy and a common living room

Income Breakdown

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Nightly Rate (ADR)
$701/night
50% ($322)Brixfox estimate($701/night)200% ($1290)
Occupancy
20%
10%Brixfox estimate(20%)100%

Short-Term Rental

Yearly income
$19,750
Airbnb data$701/night · 20% occupancy
Rental income
$701/night · 20% occ.
$50,785
Running costs (20%)
Utilities, cleaning, maintenance
-$10,157
Income tax (10%)
Indonesian rental income tax
-$14,220
Property tax
Annual property tax
-$6,658
Net income
0.5% ROI
$19,750

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,804,348
IMT (transfer tax, investment schedule)$285,326
Imposto de Selo (stamp duty)$30,435
Notary & registration$1,359
Legal / due diligence$57,065
Total acquisition costs$374,185
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$4,243,913

Gross yield (asking)

1.3%

True gross yield (all-in)

1.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$14.1M$10.6M$7.0M$3.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $3.5M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 17: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$4.3M
+22%
Rental Income
+$96K
Total Position
$4.4M
+24%
4.5%/yr
Year 10
Capital Value
$5.2M
+48%
Rental Income
+$208K
Total Position
$5.4M
+54%
4.4%/yr
Year 20
Capital Value
$7.7M
+119%
Rental Income
+$488K
Total Position
$8.2M
+133%
4.3%/yr
Year 30
Capital Value
$11.4M
+224%
Rental Income
+$864K
Total Position
$12.2M
+249%
4.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
0.5% annual return
Occupancy
Weak
20% average occupancy
Nightly Rate
Strong
$645 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
798 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $645 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 798 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 0.5% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.2%
$3,923/mo
40% occ.
1.7%
$5,415/mo
20% occ.
0.8%
$2,408/mo
current
30% occ.
1.2%
$3,901/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.