Semi-detached house in Estrada Vale Formoso, Vale Formoso - Vale d'Éguas, Almancil
Semi-detached house in Estrada Vale Formoso, Vale Formoso - Vale d'Éguas, Almancil — image 2Semi-detached house in Estrada Vale Formoso, Vale Formoso - Vale d'Éguas, Almancil — image 3Semi-detached house in Estrada Vale Formoso, Vale Formoso - Vale d'Éguas, Almancil — image 4Semi-detached house in Estrada Vale Formoso, Vale Formoso - Vale d'Éguas, Almancil — image 5
Grade Bvillaluxury

Semi-detached house in Estrada Vale Formoso, Vale Formoso - Vale d'Éguas, Almancil

Loulé/Vilamoura · Golden Triangle ·

€750,000

Asking Price (EUR)

1.6%

True Net Yield (Owner, all-in)

1.1%

True Net Yield (Managed, all-in)

2.5%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €21,240/yr
Average Daily Rate: €154
+14.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Luxury finish (+8%)
Payback Period: 44.1 years
5-yr Capital Value: €985,489
10-yr Capital Value: €1.2M
Brixfox Score: 64 / 100
Comparable Properties: 6
Data Confidence: 72%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€846,600

+12.9% over asking

Asking price€750,000
IMT — Property transfer tax (investment schedule)€45,000
IS — Stamp duty (0.8%)€6,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,250
Total acquisition costs€63,500
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€33,100
All-in investment (incl. renovation & furnishing)€846,600

Gross yield (asking price)

2.8%

True gross yield (all-in)

2.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 154 m²
Land: 687 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

panoramic viewslush landscaping

Score Breakdown

ROI
10.24
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
3.77
Payback Speed
0
STR Suitability
3

Description

The Algarve's Golden Triangle, encompassing Quinta do Lago, Vale do Lobo, and Almancil, is a highly desirable area of prime real estate. This region offers a wealth of luxury resorts, stunning beaches, hotels, restaurants, and villas, making it one of the most sought-after destinations in Southern Europe. With its clos

Location

📍 37.0770°N, 8.0250°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

Semi-detached house in Estrada Vale Formoso, Vale Formoso - Vale d'Éguas, Almancil

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
154 m²
Land Plot
687 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$230K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.8%
$1,211/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
56.1 yr
Rental only

Property details

Energy: C
Condition: excellent

Description

The Algarve's Golden Triangle, encompassing Quinta do Lago, Vale do Lobo, and Almancil, is a highly desirable area of prime real estate. This region offers a wealth of luxury resorts, stunning beaches, hotels, restaurants, and villas, making it one of the most sought-after destinations in Southern Europe. With its clos

Income Breakdown

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Nightly Rate (ADR)
$223/night
50% ($103)Brixfox estimate($223/night)200% ($410)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Yearly income
$14,531
Airbnb data$223/night · 38% occupancy
Rental income
$223/night · 38% occ.
$30,687
Running costs (20%)
Utilities, cleaning, maintenance
-$6,137
Income tax (10%)
Indonesian rental income tax
-$8,592
Property tax
Annual property tax
-$1,427
Net income
1.8% ROI
$14,531

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$815,217
IMT (transfer tax, investment schedule)$48,913
Imposto de Selo (stamp duty)$6,522
Notary & registration$1,359
Legal / due diligence$12,228
Total acquisition costs$69,022
RenovationMove-in ready
Furnishing & STR launch
1bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$33,804
All-in investment$918,043

Gross yield (asking)

3.8%

True gross yield (all-in)

3.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.5M$2.6M$1.8M$882K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $750K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$912K
+22%
Rental Income
+$71K
Total Position
$983K
+31%
5.6%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$153K
Total Position
$1.3M
+68%
5.4%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$359K
Total Position
$2.0M
+167%
5.0%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$636K
Total Position
$3.1M
+309%
4.8%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.8% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Strong
$205 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
687 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $205 — positioned in the top tier
Generous 687 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.8% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.9%
$1,305/mo
40% occ.
2.6%
$1,779/mo
38% occ.
2.5%
$1,671/mo
current
48% occ.
3.2%
$2,146/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.