Terraced house in Avenida Cerro da Vila, Marina de Vilamoura, Vilamoura, Quarteira
Terraced house in Avenida Cerro da Vila, Marina de Vilamoura, Vilamoura, Quarteira — image 2Terraced house in Avenida Cerro da Vila, Marina de Vilamoura, Vilamoura, Quarteira — image 3Terraced house in Avenida Cerro da Vila, Marina de Vilamoura, Vilamoura, Quarteira — image 4Terraced house in Avenida Cerro da Vila, Marina de Vilamoura, Vilamoura, Quarteira — image 5
Grade Bvillamid-range

Terraced house in Avenida Cerro da Vila, Marina de Vilamoura, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€950,000

Asking Price (EUR)

3.8%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

5.9%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €62,542/yr
Average Daily Rate: €423
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 18.9 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.5M
Brixfox Score: 61.7 / 100
Comparable Properties: 40
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+11.8% over asking

Asking price€950,000
IMT — Property transfer tax (investment schedule)€57,000
IS — Stamp duty (0.8%)€7,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,250
Total acquisition costs€80,100
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

6.6%

True gross yield (all-in)

5.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 138 m²
Land: 136 m²
Style: contemporary
Condition: excellent
Year Built: 1986
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

pergola with retractable shadeartificial turf terracepotted trees

Score Breakdown

ROI
15.91
Visual Appeal
11.8
Ownership Security
13
Location
8.4
Land & Space
3.49
Rental Demand
4.05
Payback Speed
2
STR Suitability
3

Description

Townhouse with 3 bedrooms completely renovated with modern decoration and design, providing comfort and making the most of all existing spaces. Located in a condominium with a pool within walking distance of the center, this property offers a range of attractions. Its interior features contemporary decoration, ideal f

Location

📍 37.0814°N, 8.1168°W

· Loulé/Vilamoura, Algarve, Portugal

View on Kasas e Kasas - Algarve Property Mediação Imobiliária, Lda →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Terraced house in Avenida Cerro da Vila, Marina de Vilamoura, Vilamoura, Quarteira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
138 m²
Land Plot
136 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$292K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.4%
$3,780/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
22.8 yr
Rental only

Property details

Year built: 1986
Energy: C
Condition: excellent

Description

Townhouse with 3 bedrooms completely renovated with modern decoration and design, providing comfort and making the most of all existing spaces. Located in a condominium with a pool within walking distance of the center, this property offers a range of attractions. Its interior features contemporary decoration, ideal f

Income Breakdown

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Nightly Rate (ADR)
$613/night
50% ($282)Brixfox estimate($613/night)200% ($1128)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Yearly income
$45,357
Airbnb data$613/night · 41% occupancy
Rental income
$613/night · 41% occ.
$90,701
Running costs (20%)
Utilities, cleaning, maintenance
-$18,140
Income tax (10%)
Indonesian rental income tax
-$25,396
Property tax
Annual property tax
-$1,807
Net income
4.4% ROI
$45,357

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,032,609
IMT (transfer tax, investment schedule)$61,957
Imposto de Selo (stamp duty)$8,261
Notary & registration$1,359
Legal / due diligence$15,489
Total acquisition costs$87,065
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$1,152,500

Gross yield (asking)

8.8%

True gross yield (all-in)

7.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.8M$4.4M$2.9M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $950K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$222K
Total Position
$1.4M
+45%
7.7%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$478K
Total Position
$1.9M
+98%
7.1%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$1.1M
Total Position
$3.2M
+237%
6.3%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$2.0M
Total Position
$5.1M
+433%
5.7%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.4% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Strong
$564 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
136 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $564 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.4%
$3,765/mo
40% occ.
5.9%
$5,070/mo
current
41% occ.
6.0%
$5,140/mo
current
51% occ.
7.5%
$6,445/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.