T3 flat, Volta da Fonte Santa, 75, Fonte Santa, Quarteira
T3 flat, Volta da Fonte Santa, 75, Fonte Santa, Quarteira — image 2T3 flat, Volta da Fonte Santa, 75, Fonte Santa, Quarteira — image 3T3 flat, Volta da Fonte Santa, 75, Fonte Santa, Quarteira — image 4T3 flat, Volta da Fonte Santa, 75, Fonte Santa, Quarteira — image 5
Grade B+apartmentmid-range

T3 flat, Volta da Fonte Santa, 75, Fonte Santa, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€600,000

Asking Price (EUR)

4.1%

True Net Yield (Owner, all-in)

2.8%

True Net Yield (Managed, all-in)

6.3%

True Gross Yield

37%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €42,737/yr
Average Daily Rate: €313
+1.0% vs area baselineImage quality 8/10 (+3%), No pool (-12%), Has view (+10%)
Payback Period: 17.4 years
5-yr Capital Value: €788,391
10-yr Capital Value: €959,198
Brixfox Score: 65.4 / 100
Comparable Properties: 22
Data Confidence: 89%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€681,080

+13.5% over asking

Asking price€600,000
IMT — Property transfer tax (investment schedule)€35,830
IS — Stamp duty (0.8%)€4,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,000
Total acquisition costs€50,880
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€681,080

Gross yield (asking price)

7.1%

True gross yield (all-in)

6.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 185 m²
Style: minimalist
Condition: new-build
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

recessed lightinglarge sliding glass doorsintegrated kitchen appliances

Score Breakdown

ROI
16.61
Visual Appeal
13
Ownership Security
13
Location
8.4
Land & Space
5.7
Rental Demand
3.74
Payback Speed
2
STR Suitability
3

Description

RESALE 3 bedroom apartment with two parking spaces in Quarteira Discover this magnificent 3 bedroom apartment, with luxury finishes, located in a quiet area of the city, but close to all services and a short distance from the beach. With a total area of 157m², this apartment combines elegance and functionality. It h

Location

📍 37.0735°N, 8.0815°W

· Loulé/Vilamoura, Algarve, Portugal

View on 360casas.pt →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T3 flat, Volta da Fonte Santa, 75, Fonte Santa, Quarteira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
185 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$184K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.8%
$2,599/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.9 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

RESALE 3 bedroom apartment with two parking spaces in Quarteira Discover this magnificent 3 bedroom apartment, with luxury finishes, located in a quiet area of the city, but close to all services and a short distance from the beach. With a total area of 157m², this apartment combines elegance and functionality. It h

Income Breakdown

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Nightly Rate (ADR)
$455/night
50% ($210)Brixfox estimate($455/night)200% ($838)
Occupancy
37%
10%Brixfox estimate(37%)100%

Short-Term Rental

Yearly income
$31,183
Airbnb data$455/night · 37% occupancy
Rental income
$455/night · 37% occ.
$62,162
Running costs (20%)
Utilities, cleaning, maintenance
-$12,432
Income tax (10%)
Indonesian rental income tax
-$17,405
Property tax
Annual property tax
-$1,141
Net income
4.8% ROI
$31,183

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$652,174
IMT (transfer tax, investment schedule)$38,946
Imposto de Selo (stamp duty)$5,217
Notary & registration$1,359
Legal / due diligence$9,783
Total acquisition costs$55,304
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$740,304

Gross yield (asking)

9.5%

True gross yield (all-in)

8.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.8M$2.9M$1.9M$952K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $600K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$730K
+22%
Rental Income
+$152K
Total Position
$882K
+47%
8.0%/yr
Year 10
Capital Value
$888K
+48%
Rental Income
+$329K
Total Position
$1.2M
+103%
7.3%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$771K
Total Position
$2.1M
+248%
6.4%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.4M
Total Position
$3.3M
+452%
5.9%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.8% annual return
Occupancy
Weak
37% average occupancy
Nightly Rate
Strong
$419 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $419 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.2%
$2,814/mo
40% occ.
7.0%
$3,784/mo
37% occ.
6.5%
$3,531/mo
current
47% occ.
8.3%
$4,501/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.