Detached house in Rua dos Moleiros, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos
Detached house in Rua dos Moleiros, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 2Detached house in Rua dos Moleiros, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 3Detached house in Rua dos Moleiros, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 4Detached house in Rua dos Moleiros, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 5
Grade Avillamid-range

Detached house in Rua dos Moleiros, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€895,000

Asking Price (EUR)

6.1%

True Net Yield (Owner, all-in)

4.2%

True Net Yield (Managed, all-in)

9.4%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €97,073/yr
Average Daily Rate: €587
Payback Period: 11.5 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.4M
Brixfox Score: 77.1 / 100
Comparable Properties: 7
Data Confidence: 70%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+14.9% over asking

Asking price€895,000
IMT — Property transfer tax (investment schedule)€53,700
IS — Stamp duty (0.8%)€7,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,425
Total acquisition costs€75,535
Renovation (est. €55/m² × 274 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,070
(€8,220–€21,920)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,900
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

10.8%

True gross yield (all-in)

9.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 274 m²
Land: 553 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architecturelarge living spacesstone fireplace

Score Breakdown

ROI
21.21
Visual Appeal
10.2
Ownership Security
13
Location
10.44
Land & Space
10.69
Rental Demand
4.53
Payback Speed
4
STR Suitability
3

Description

Nestled in a highly sought-after residential neighborhood of Lagos, this fantastically spacious 4-bedroom villa offers the perfect blend of tranquility and convenience. Positioned on a peaceful cul-de-sac, the property enjoys a quiet and serene atmosphere, while still being centrally located for easy access to all that

Location

📍 37.1077°N, 8.6843°W

· Lagos, Algarve, Portugal

View on Lagos Algarve Real Estate →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Rua dos Moleiros, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos

Inventory
5 Beds
Bathrooms
3 Baths
Built Area
274 m²
Land Plot
553 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 7.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score77
GradeA
Brixfox Intelligence
77AExcellent
Score Breakdown
ROI & Yield85%
Capital Growth81%
Risk Profile78%
Market Demand77%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$247K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.4%
$5,968/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.6 yr
Rental only

Property details

Year built: 2003
Energy: C
Condition: good

Description

Nestled in a highly sought-after residential neighborhood of Lagos, this fantastically spacious 4-bedroom villa offers the perfect blend of tranquility and convenience. Positioned on a peaceful cul-de-sac, the property enjoys a quiet and serene atmosphere, while still being centrally located for easy access to all that

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$853/night
50% ($392)Brixfox estimate($853/night)200% ($1570)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$71,620
Airbnb data$853/night · 45% occupancy
Rental income
$853/night · 45% occ.
$141,005
Running costs (20%)
Utilities, cleaning, maintenance
-$28,201
Income tax (10%)
Indonesian rental income tax
-$39,482
Property tax
Annual property tax
-$1,702
Net income
7.4% ROI
$71,620

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$972,826
IMT (transfer tax, investment schedule)$58,370
Imposto de Selo (stamp duty)$7,783
Notary & registration$1,359
Legal / due diligence$14,592
Total acquisition costs$82,103
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$16,380
($8,935–$23,826)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$44,457
All-in investment$1,115,766

Gross yield (asking)

14.5%

True gross yield (all-in)

12.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$6.9M$5.2M$3.5M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $895K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$350K
Total Position
$1.4M
+61%
10.0%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$755K
Total Position
$2.1M
+132%
8.8%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$1.8M
Total Position
$3.7M
+317%
7.4%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$3.1M
Total Position
$6.0M
+575%
6.6%/yr

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.4% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Strong
$785 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Strong
553 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $785 — positioned in the top tier
Generous 553 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.5%
$5,308/mo
40% occ.
8.8%
$7,124/mo
45% occ.
10.0%
$8,083/mo
current
55% occ.
12.2%
$9,900/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.