Detached house in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira
Detached house in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira — image 2Detached house in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira — image 3Detached house in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira — image 4Detached house in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira — image 5
Grade Avillaluxury

Detached house in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€3.1M

Asking Price (EUR)

4.5%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

7.0%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €245,276/yr
Average Daily Rate: €1191
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 16.0 years
5-yr Capital Value: €4.1M
10-yr Capital Value: €5.0M
Brixfox Score: 75.5 / 100
Comparable Properties: 4
Data Confidence: 72%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.5M

+11.8% over asking

Asking price€3.1M
IMT — Property transfer tax (investment schedule)€236,250
IS — Stamp duty (0.8%)€25,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€47,250
Total acquisition costs€309,950
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€3.5M

Gross yield (asking price)

7.8%

True gross yield (all-in)

7.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 423 m²
Land: 798 m²
Style: modern
Condition: new-build
Year Built: 2023
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

perforated facade designmultiple swimming poolsextensive decking and terracesmodern glass railings

Score Breakdown

ROI
17.38
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
10.52
Rental Demand
5.64
Payback Speed
2
STR Suitability
3

Description

Luxurious, modern villa situated in the prestigious Millennium Golf course in Vilamoura, a famous resort town in the Algarve known for its beautiful beaches, lively marina, and world-class golf courses. The villa itself is a masterpiece of design and luxury, offering a truly exceptional living experience. It features

Location

📍 37.1065°N, 8.1394°W

· Loulé/Vilamoura, Algarve, Portugal

View on Kasas e Kasas - Algarve Property Mediação Imobiliária, Lda →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
423 m²
Land Plot
798 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 5.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$967K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.2%
$14,870/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.2 yr
Rental only

Property details

Year built: 2023
Energy: A+
Condition: new-build

Description

Luxurious, modern villa situated in the prestigious Millennium Golf course in Vilamoura, a famous resort town in the Algarve known for its beautiful beaches, lively marina, and world-class golf courses. The villa itself is a masterpiece of design and luxury, offering a truly exceptional living experience. It features

Income Breakdown

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Nightly Rate (ADR)
$1,723/night
50% ($792)Brixfox estimate($1,723/night)200% ($3169)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Yearly income
$178,441
Airbnb data$1,723/night · 56% occupancy
Rental income
$1,723/night · 56% occ.
$354,679
Running costs (20%)
Utilities, cleaning, maintenance
-$70,936
Income tax (10%)
Indonesian rental income tax
-$99,310
Property tax
Annual property tax
-$5,992
Net income
5.2% ROI
$178,441

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,423,913
IMT (transfer tax, investment schedule)$256,793
Imposto de Selo (stamp duty)$27,391
Notary & registration$1,359
Legal / due diligence$51,359
Total acquisition costs$336,902
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$3,826,196

Gross yield (asking)

10.4%

True gross yield (all-in)

9.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$20.7M$15.5M$10.4M$5.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $3.1M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.8M
+22%
Rental Income
+$872K
Total Position
$4.7M
+49%
8.4%/yr
Year 10
Capital Value
$4.7M
+48%
Rental Income
+$1.9M
Total Position
$6.5M
+108%
7.6%/yr
Year 20
Capital Value
$6.9M
+119%
Rental Income
+$4.4M
Total Position
$11.3M
+259%
6.6%/yr
Year 30
Capital Value
$10.2M
+224%
Rental Income
+$7.8M
Total Position
$18.0M
+472%
6.0%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.2% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Strong
$1585 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
798 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1585 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 798 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 56% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
4.5%
$12,854/mo
46% occ.
5.8%
$16,522/mo
56% occ.
7.1%
$20,189/mo
current
66% occ.
8.4%
$23,857/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.