Detached house, Urbanização Dunas Lagos, Meia Praia, Lagos
Detached house, Urbanização Dunas Lagos, Meia Praia, Lagos — image 2Detached house, Urbanização Dunas Lagos, Meia Praia, Lagos — image 3Detached house, Urbanização Dunas Lagos, Meia Praia, Lagos — image 4Detached house, Urbanização Dunas Lagos, Meia Praia, Lagos — image 5
Grade Avillamid-range

Detached house, Urbanização Dunas Lagos, Meia Praia, Lagos

Lagos · Western Algarve ·

€1.1M

Asking Price (EUR)

9.1%

True Net Yield (Owner, all-in)

6.3%

True Net Yield (Managed, all-in)

14.1%

True Gross Yield

66%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €186,536/yr
Average Daily Rate: €772
Payback Period: 7.1 years
5-yr Capital Value: €1.5M
10-yr Capital Value: €1.8M
Brixfox Score: 76.9 / 100
Comparable Properties: 5
Data Confidence: 58%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.3M

+15.3% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€86,250
IS — Stamp duty (0.8%)€9,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€17,250
Total acquisition costs€113,950
Renovation (est. €55/m² × 310 m²)
Light touch-ups — paint, fixtures, deep clean.		€17,050
(€9,300–€24,800)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€1.3M

Gross yield (asking price)

16.2%

True gross yield (all-in)

14.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 310 m²
Land: 270 m²
Style: portuguese-traditional
Condition: good
Year Built: 2001
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

riverfront accessmultiple private poolsbalconies with views

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
5.48
Rental Demand
7.04
Payback Speed
5
STR Suitability
3

Description

We present this three-story villa with a garage, featuring spacious indoor and outdoor areas, located in a privileged area with stunning views of the sea and Lagos Marina. On the ground floor, there is a large entrance hall that leads to the various areas of the house. This floor also includes a storage room, laundry,

Location

📍 37.1080°N, 8.6680°W

· Lagos, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house, Urbanização Dunas Lagos, Meia Praia, Lagos

Inventory
5 Beds
Bathrooms
4 Baths
Built Area
310 m²
Land Plot
270 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 12.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score77
GradeA
Brixfox Intelligence
77AExcellent
Score Breakdown
ROI & Yield85%
Capital Growth81%
Risk Profile78%
Market Demand77%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+17.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$318K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
12.0%
$12,487/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
8.3 yr
Rental only

Property details

Year built: 2001
Energy: C
Condition: good

Description

We present this three-story villa with a garage, featuring spacious indoor and outdoor areas, located in a privileged area with stunning views of the sea and Lagos Marina. On the ground floor, there is a large entrance hall that leads to the various areas of the house. This floor also includes a storage room, laundry,

Income Breakdown

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Nightly Rate (ADR)
$1,138/night
50% ($523)Brixfox estimate($1,138/night)200% ($2093)
Occupancy
70%
10%Brixfox estimate(70%)100%

Short-Term Rental

Yearly income
$149,849
Airbnb data$1,138/night · 70% occupancy
Rental income
$1,138/night · 70% occ.
$292,378
Running costs (20%)
Utilities, cleaning, maintenance
-$58,476
Income tax (10%)
Indonesian rental income tax
-$81,866
Property tax
Annual property tax
-$2,188
Net income
12.0% ROI
$149,849

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,250,000
IMT (transfer tax, investment schedule)$93,750
Imposto de Selo (stamp duty)$10,000
Notary & registration$1,359
Legal / due diligence$18,750
Total acquisition costs$123,859
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$18,533
($10,109–$26,957)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$47,174
All-in investment$1,439,565

Gross yield (asking)

23.4%

True gross yield (all-in)

20.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$11.8M$8.9M$5.9M$3.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.4M
+22%
Rental Income
+$732K
Total Position
$2.1M
+85%
13.1%/yr
Year 10
Capital Value
$1.7M
+48%
Rental Income
+$1.6M
Total Position
$3.3M
+185%
11.1%/yr
Year 20
Capital Value
$2.5M
+119%
Rental Income
+$3.7M
Total Position
$6.2M
+441%
8.8%/yr
Year 30
Capital Value
$3.7M
+224%
Rental Income
+$6.6M
Total Position
$10.3M
+795%
7.6%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
12.0% annual return
Occupancy
Good
70% average occupancy
Nightly Rate
Strong
$1047 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
270 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 12.0% — outperforms most villas in this market
Premium nightly rate of $1047 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 270 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

50% occ.
11.5%
$12,029/mo
60% occ.
13.9%
$14,451/mo
70% occ.
16.2%
$16,873/mo
current
80% occ.
18.5%
$19,295/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.