Detached house in Rua Principal, Querença - Tôr - Benafim, Loulé
Detached house in Rua Principal, Querença - Tôr - Benafim, Loulé — image 2Detached house in Rua Principal, Querença - Tôr - Benafim, Loulé — image 3Detached house in Rua Principal, Querença - Tôr - Benafim, Loulé — image 4Detached house in Rua Principal, Querença - Tôr - Benafim, Loulé — image 5
Grade Avillamid-range

Detached house in Rua Principal, Querença - Tôr - Benafim, Loulé

Loulé/Vilamoura · Golden Triangle ·

€980,000

Asking Price (EUR)

9.6%

True Net Yield (Owner, all-in)

6.7%

True Net Yield (Managed, all-in)

14.8%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €168,069/yr
Average Daily Rate: 837
Payback Period: 7.3 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 81.7 / 100
Comparable Properties: 6
Data Confidence: 58%
Search Radius: 10 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+15.7% over asking

Asking price€980,000
IMT — Property transfer tax (investment schedule)€58,800
IS — Stamp duty (0.8%)€7,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,700
Total acquisition costs€82,590
Renovation (est. €55/m² × 421)
Light touch-ups — paint, fixtures, deep clean.
€23,155
(€12,630€33,680)
Furnishing & STR launch (6bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€48,250
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

17.1%

True gross yield (all-in)

14.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 6
Bathrooms: 5
Building: 421
Land: 2431
Style: portuguese-traditional
Condition: good
Year Built: 2007
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional tiled roofarched entrancestone retaining wall

Score Breakdown

ROI
25
Visual Appeal
9.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.5
Payback Speed
5
STR Suitability
3

Description

Fabulous 6 bedroom villa excellently located in a quiet area in the centre of Tôr village. Only 9 km from Loulé and 1 km from the Golf of Quinta da Ombria. 2.431 sq. m. plot with 421 sq. m. of built area. High quality finishes. Outside we find a private garden, a fabulous barbecue area. The interior is composed of a la

Location

📍 37.1955°N, 8.0334°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Rua Principal, Querença - Tôr - Benafim, Loulé

Inventory
6 Beds
Bathrooms
5 Baths
Built Area
421 m²
Land Plot
2431 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 11.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score82
GradeA
Brixfox Intelligence
82AExcellent
Score Breakdown
ROI & Yield90%
Capital Growth86%
Risk Profile83%
Market Demand82%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+17.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$301K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
11.7%
$10,376/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
8.6 yr
Rental only

Property details

Year built: 2007
Energy: C
Condition: good

Description

Fabulous 6 bedroom villa excellently located in a quiet area in the centre of Tôr village. Only 9 km from Loulé and 1 km from the Golf of Quinta da Ombria. 2.431 sq. m. plot with 421 sq. m. of built area. High quality finishes. Outside we find a private garden, a fabulous barbecue area. The interior is composed of a la

Income Breakdown

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Nightly Rate (ADR)
$1,210/night
50% ($556)Brixfox estimate($1,210/night)200% ($2226)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Yearly income
$124,511
Airbnb data$1,210/night · 55% occupancy
Rental income
$1,210/night · 55% occ.
$243,028
Running costs (20%)
Utilities, cleaning, maintenance
-$48,606
Income tax (10%)
Indonesian rental income tax
-$68,048
Property tax
Annual property tax
-$1,864
Net income
11.7% ROI
$124,511

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,065,217
IMT (transfer tax, investment schedule)$63,913
Imposto de Selo (stamp duty)$8,522
Notary & registration$1,359
Legal / due diligence$15,978
Total acquisition costs$89,772
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$25,168
($13,728$36,609)
Furnishing & STR launch
6bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$50,272
All-in investment$1,230,429

Gross yield (asking)

22.8%

True gross yield (all-in)

19.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$9.9M$7.4M$5.0M$2.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $980K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$608K
Total Position
$1.8M
+84%
12.9%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$1.3M
Total Position
$2.8M
+182%
10.9%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$3.1M
Total Position
$5.2M
+433%
8.7%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$5.4M
Total Position
$8.6M
+780%
7.5%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.7% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$1113 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
2431 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.7% — outperforms most villas in this market
Premium nightly rate of $1113 — positioned in the top tier
Generous 2431 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 55% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
10.0%
$8,870/mo
45% occ.
12.9%
$11,445/mo
55% occ.
15.8%
$14,021/mo
current
65% occ.
18.7%
$16,596/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.