Semi-detached house in Rua do Morgadinho, Vila Sol - Morgadinho, Vilamoura, Quarteira
Semi-detached house in Rua do Morgadinho, Vila Sol - Morgadinho, Vilamoura, Quarteira — image 2Semi-detached house in Rua do Morgadinho, Vila Sol - Morgadinho, Vilamoura, Quarteira — image 3Semi-detached house in Rua do Morgadinho, Vila Sol - Morgadinho, Vilamoura, Quarteira — image 4Semi-detached house in Rua do Morgadinho, Vila Sol - Morgadinho, Vilamoura, Quarteira — image 5
Grade B+villamid-range

Semi-detached house in Rua do Morgadinho, Vila Sol - Morgadinho, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€985,000

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

7.4%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €82,420/yr
Average Daily Rate: 511
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 14.9 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 67.1 / 100
Comparable Properties: 8
Data Confidence: 77%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.8% over asking

Asking price€985,000
IMT — Property transfer tax (investment schedule)€59,100
IS — Stamp duty (0.8%)€7,880
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,775
Total acquisition costs€83,005
Renovation (est. €55/m² × 282)
Light touch-ups — paint, fixtures, deep clean.
€15,510
(€8,460€22,560)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€37,550
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

8.4%

True gross yield (all-in)

7.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 282
Style: portuguese-traditional
Condition: good
Year Built: 2009
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balconies with wrought iron railingspergola-style architectural detailsmature garden landscaping

Score Breakdown

ROI
18.09
Visual Appeal
11.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
4.42
Payback Speed
3
STR Suitability
3

Description

Luxury 3+1 bedroom townhouse excellently located in a luxury golf resort, next to the Vila Sol Club House and Vila Sol Hotel. Only 3/4 minute's drive from Vilamoura marina and several beaches. With approx. 240 sq. m. of built area. Top quality finishes, sold furnished and equipped. Fabulous communal garden areas w

Location

📍 37.0927°N, 8.0973°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

Semi-detached house in Rua do Morgadinho, Vila Sol - Morgadinho, Vilamoura, Quarteira

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
282 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$302K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.6%
$5,008/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.8 yr
Rental only

Property details

Year built: 2009
Energy: C
Condition: good

Description

Luxury 3+1 bedroom townhouse excellently located in a luxury golf resort, next to the Vila Sol Club House and Vila Sol Hotel. Only 3/4 minute's drive from Vilamoura marina and several beaches. With approx. 240 sq. m. of built area. Top quality finishes, sold furnished and equipped. Fabulous communal garden areas w

Income Breakdown

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Nightly Rate (ADR)
$738/night
50% ($340)Brixfox estimate($738/night)200% ($1358)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$60,095
Airbnb data$738/night · 44% occupancy
Rental income
$738/night · 44% occ.
$119,171
Running costs (20%)
Utilities, cleaning, maintenance
-$23,834
Income tax (10%)
Indonesian rental income tax
-$33,368
Property tax
Annual property tax
-$1,874
Net income
5.6% ROI
$60,095

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,070,652
IMT (transfer tax, investment schedule)$64,239
Imposto de Selo (stamp duty)$8,565
Notary & registration$1,359
Legal / due diligence$16,060
Total acquisition costs$90,223
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$16,859
($9,196$24,522)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$38,641
All-in investment$1,216,375

Gross yield (asking)

11.1%

True gross yield (all-in)

9.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$6.7M$5.0M$3.3M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $985K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$294K
Total Position
$1.5M
+51%
8.7%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$634K
Total Position
$2.1M
+112%
7.8%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$1.5M
Total Position
$3.6M
+270%
6.8%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$2.6M
Total Position
$5.8M
+491%
6.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.6% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$679 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $679 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 44% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.1%
$4,559/mo
40% occ.
6.9%
$6,131/mo
44% occ.
7.6%
$6,795/mo
current
54% occ.
9.4%
$8,367/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.