Detached house in Corregos De Santa Luzia, Santa Luzia, São Clemente
Detached house in Corregos De Santa Luzia, Santa Luzia, São Clemente — image 2Detached house in Corregos De Santa Luzia, Santa Luzia, São Clemente — image 3Detached house in Corregos De Santa Luzia, Santa Luzia, São Clemente — image 4Detached house in Corregos De Santa Luzia, Santa Luzia, São Clemente — image 5
Grade Bvillamid-range

Detached house in Corregos De Santa Luzia, Santa Luzia, São Clemente

Loulé/Vilamoura · Golden Triangle ·

€1.2M

Asking Price (EUR)

0.7%

True Net Yield (Owner, all-in)

0.5%

True Net Yield (Managed, all-in)

1.1%

True Gross Yield

15%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €14,767/yr
Average Daily Rate: €274
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 98.2 years
5-yr Capital Value: €1.5M
10-yr Capital Value: €1.9M
Brixfox Score: 56.5 / 100
Comparable Properties: 5
Data Confidence: 66%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.4M

+18.9% over asking

Asking price€1.2M
IMT — Property transfer tax (investment schedule)€87,000
IS — Stamp duty (0.8%)€9,280
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€17,400
Total acquisition costs€114,930
Renovation (est. €55/m² × 1178 m²)
Light touch-ups — paint, fixtures, deep clean.		€64,790
(€35,340–€94,240)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.4M

Gross yield (asking price)

1.3%

True gross yield (all-in)

1.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 1178 m²
Land: 1178 m²
Style: portuguese-traditional
Condition: good
Year Built: 2018
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

elevated swimming pool with stone baselarge covered veranda with white railingsoutdoor shaded dining area

Score Breakdown

ROI
8.49
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
9.33
Rental Demand
1.48
Payback Speed
0
STR Suitability
3

Description

Have you found your dream home? This can be a business opportunity. 4 Bedroom Villa in Loulé - The Perfect Balance Between Modernity and Tranquility Refurbished in 2018, this stunning single storey villa offers 215 m² of floor space, set in a large plot of 962.50 m². Located in a quiet and privileged area of Loulé, i

Location

📍 37.0870°N, 8.7290°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Corregos De Santa Luzia, Santa Luzia, São Clemente

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
1178 m²
Land Plot
1178 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 0.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$356K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
0.7%
$741/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
—
Rental only

Property details

Year built: 2018
Energy: B-
Condition: good

Description

Have you found your dream home? This can be a business opportunity. 4 Bedroom Villa in Loulé - The Perfect Balance Between Modernity and Tranquility Refurbished in 2018, this stunning single storey villa offers 215 m² of floor space, set in a large plot of 962.50 m². Located in a quiet and privileged area of Loulé, i

Income Breakdown

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Nightly Rate (ADR)
$395/night
50% ($182)Brixfox estimate($395/night)200% ($727)
Occupancy
15%
10%Brixfox estimate(15%)100%

Short-Term Rental

Yearly income
$8,888
Airbnb data$395/night · 15% occupancy
Rental income
$395/night · 15% occ.
$21,336
Running costs (20%)
Utilities, cleaning, maintenance
-$4,267
Income tax (10%)
Indonesian rental income tax
-$5,974
Property tax
Annual property tax
-$2,207
Net income
0.7% ROI
$8,888

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,260,870
IMT (transfer tax, investment schedule)$94,565
Imposto de Selo (stamp duty)$10,087
Notary & registration$1,359
Legal / due diligence$18,913
Total acquisition costs$124,924
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$70,424
($38,413–$102,435)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,497,576

Gross yield (asking)

1.7%

True gross yield (all-in)

1.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $1.2M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 16: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.4M
+22%
Rental Income
+$43K
Total Position
$1.5M
+25%
4.6%/yr
Year 10
Capital Value
$1.7M
+48%
Rental Income
+$94K
Total Position
$1.8M
+56%
4.6%/yr
Year 20
Capital Value
$2.5M
+119%
Rental Income
+$220K
Total Position
$2.8M
+138%
4.4%/yr
Year 30
Capital Value
$3.8M
+224%
Rental Income
+$389K
Total Position
$4.2M
+258%
4.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
0.7% annual return
Occupancy
Weak
15% average occupancy
Nightly Rate
Strong
$364 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
1178 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $364 — positioned in the top tier
Generous 1178 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 0.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.2%
$2,341/mo
40% occ.
3.0%
$3,182/mo
15% occ.
1.0%
$1,061/mo
current
25% occ.
1.8%
$1,902/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.