Detached house in Avenida dos Descobrimentos, 800, Victoria - Monte Laguna, Vilamoura, Quarteira
Detached house in Avenida dos Descobrimentos, 800, Victoria - Monte Laguna, Vilamoura, Quarteira — image 2Detached house in Avenida dos Descobrimentos, 800, Victoria - Monte Laguna, Vilamoura, Quarteira — image 3Detached house in Avenida dos Descobrimentos, 800, Victoria - Monte Laguna, Vilamoura, Quarteira — image 4Detached house in Avenida dos Descobrimentos, 800, Victoria - Monte Laguna, Vilamoura, Quarteira — image 5
Grade Avillaluxury

Detached house in Avenida dos Descobrimentos, 800, Victoria - Monte Laguna, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€3.1M

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.6%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €230,957/yr
Average Daily Rate: €1115
+26.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 17.0 years
5-yr Capital Value: €4.1M
10-yr Capital Value: €5.0M
Brixfox Score: 76.2 / 100
Comparable Properties: 4
Data Confidence: 71%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.5M

+11.8% over asking

Asking price€3.1M
IMT — Property transfer tax (investment schedule)€236,250
IS — Stamp duty (0.8%)€25,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€47,250
Total acquisition costs€309,950
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€3.5M

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 6
Building: 290 m²
Land: 798 m²
Style: modern
Condition: excellent
Energy Certificate: A
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

perforated facadeinfinity poolglass railings

Score Breakdown

ROI
16.81
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
11.67
Rental Demand
5.68
Payback Speed
2
STR Suitability
3

Description

4-bedroom villa with 290 sqm of gross private area, garden, swimming pool and garage, situated on a 798 sqm plot in Vilamoura, Algarve. The villa, which benefits from plenty of natural light, is spread over three floors. The ground floor consists of a spacious living room with direct access to the outdoor area, one en

Location

📍 37.1065°N, 8.1403°W

· Loulé/Vilamoura, Algarve, Portugal

View on JLL Residential Portugal →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Avenida dos Descobrimentos, 800, Victoria - Monte Laguna, Vilamoura, Quarteira

Inventory
4 Beds
Bathrooms
6 Baths
Built Area
290 m²
Land Plot
798 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 4.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$967K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.9%
$13,972/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.4 yr
Rental only

Property details

Energy: A
Condition: excellent

Description

4-bedroom villa with 290 sqm of gross private area, garden, swimming pool and garage, situated on a 798 sqm plot in Vilamoura, Algarve. The villa, which benefits from plenty of natural light, is spread over three floors. The ground floor consists of a spacious living room with direct access to the outdoor area, one en

Income Breakdown

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Nightly Rate (ADR)
$1,612/night
50% ($741)Brixfox estimate($1,612/night)200% ($2965)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Yearly income
$167,663
Airbnb data$1,612/night · 57% occupancy
Rental income
$1,612/night · 57% occ.
$333,952
Running costs (20%)
Utilities, cleaning, maintenance
-$66,790
Income tax (10%)
Indonesian rental income tax
-$93,507
Property tax
Annual property tax
-$5,992
Net income
4.9% ROI
$167,663

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,423,913
IMT (transfer tax, investment schedule)$256,793
Imposto de Selo (stamp duty)$27,391
Notary & registration$1,359
Legal / due diligence$51,359
Total acquisition costs$336,902
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$3,826,196

Gross yield (asking)

9.8%

True gross yield (all-in)

8.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$20.2M$15.1M$10.1M$5.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $3.1M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.8M
+22%
Rental Income
+$819K
Total Position
$4.7M
+48%
8.1%/yr
Year 10
Capital Value
$4.7M
+48%
Rental Income
+$1.8M
Total Position
$6.4M
+104%
7.4%/yr
Year 20
Capital Value
$6.9M
+119%
Rental Income
+$4.1M
Total Position
$11.0M
+251%
6.5%/yr
Year 30
Capital Value
$10.2M
+224%
Rental Income
+$7.3M
Total Position
$17.6M
+457%
5.9%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.9% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$1483 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
798 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1483 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 798 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
4.2%
$12,117/mo
47% occ.
5.4%
$15,549/mo
57% occ.
6.7%
$18,980/mo
current
67% occ.
7.9%
$22,411/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.