Detached house in Rua do Zimbro, Nn, Canais do Golfe - Sector 5, Vilamoura, Quarteira
Detached house in Rua do Zimbro, Nn, Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 2Detached house in Rua do Zimbro, Nn, Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 3Detached house in Rua do Zimbro, Nn, Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 4Detached house in Rua do Zimbro, Nn, Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 5
Grade B+villamid-range

Detached house in Rua do Zimbro, Nn, Canais do Golfe - Sector 5, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€745,000

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

7.4%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €61,980/yr
Average Daily Rate: €399
+3.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 14.9 years
5-yr Capital Value: €978,919
10-yr Capital Value: €1.2M
Brixfox Score: 68.1 / 100
Comparable Properties: 32
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€840,285

+12.8% over asking

Asking price€745,000
IMT — Property transfer tax (investment schedule)€44,700
IS — Stamp duty (0.8%)€5,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,175
Total acquisition costs€63,085
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€840,285

Gross yield (asking price)

8.3%

True gross yield (all-in)

7.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 186 m²
Style: contemporary
Condition: excellent
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

pergola-covered walkwayscobblestone and brick pavingmodern architectural lines

Score Breakdown

ROI
18.12
Visual Appeal
12.6
Ownership Security
13
Location
8.4
Land & Space
5.72
Rental Demand
4.26
Payback Speed
3
STR Suitability
3

Description

Excellent 3 bedroom villa located in a spectacular golf front development in Vilamoura. Strategically well located, situated in the area of Canals do Golfe, just a few minutes walk from the marina, the center and the beach. The development has all the amenities for both secondary housing and permanent housing. Large s

Location

📍 37.0919°N, 8.1279°W

· Loulé/Vilamoura, Algarve, Portugal

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Loulé/Vilamoura / Golden Triangle

Detached house in Rua do Zimbro, Nn, Canais do Golfe - Sector 5, Vilamoura, Quarteira

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
186 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.6% net return annually.

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The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$229K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.6%
$3,799/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.8 yr
Rental only

Property details

Energy: D
Condition: excellent

Description

Excellent 3 bedroom villa located in a spectacular golf front development in Vilamoura. Strategically well located, situated in the area of Canals do Golfe, just a few minutes walk from the marina, the center and the beach. The development has all the amenities for both secondary housing and permanent housing. Large s

Income Breakdown

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Nightly Rate (ADR)
$581/night
50% ($267)Brixfox estimate($581/night)200% ($1069)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$45,589
Airbnb data$581/night · 43% occupancy
Rental income
$581/night · 43% occ.
$90,397
Running costs (20%)
Utilities, cleaning, maintenance
-$18,079
Income tax (10%)
Indonesian rental income tax
-$25,311
Property tax
Annual property tax
-$1,417
Net income
5.6% ROI
$45,589

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$809,783
IMT (transfer tax, investment schedule)$48,587
Imposto de Selo (stamp duty)$6,478
Notary & registration$1,359
Legal / due diligence$12,147
Total acquisition costs$68,571
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$911,179

Gross yield (asking)

11.2%

True gross yield (all-in)

9.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.1M$3.8M$2.5M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $745K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$906K
+22%
Rental Income
+$223K
Total Position
$1.1M
+52%
8.7%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$481K
Total Position
$1.6M
+113%
7.8%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$1.1M
Total Position
$2.8M
+270%
6.8%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$2.0M
Total Position
$4.4M
+492%
6.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.6% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$535 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $535 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 43% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.3%
$3,595/mo
40% occ.
7.2%
$4,832/mo
43% occ.
7.6%
$5,155/mo
current
53% occ.
9.5%
$6,393/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.