House in Rua de Malhão, 427 z, Salir, Loulé
House in Rua de Malhão, 427 z, Salir, Loulé — image 2House in Rua de Malhão, 427 z, Salir, Loulé — image 3House in Rua de Malhão, 427 z, Salir, Loulé — image 4House in Rua de Malhão, 427 z, Salir, Loulé — image 5
Grade Bvillamid-range

House in Rua de Malhão, 427 z, Salir, Loulé

Loulé/Vilamoura · Golden Triangle ·

€330,000

Asking Price (EUR)

0.5%

True Net Yield (Owner, all-in)

0.3%

True Net Yield (Managed, all-in)

0.7%

True Gross Yield

9%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €2,757/yr
Average Daily Rate: €83
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 149.1 years
5-yr Capital Value: €433,615
10-yr Capital Value: €527,559
Brixfox Score: 56.1 / 100
Comparable Properties: 3
Data Confidence: 54%
Search Radius: 10 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€394,235

+19.5% over asking

Asking price€330,000
IMT — Property transfer tax (investment schedule)€14,230
IS — Stamp duty (0.8%)€2,640
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,950
Total acquisition costs€23,070
Renovation (est. €55/m² × 163 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,965
(€4,890–€13,040)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€394,235

Gross yield (asking price)

0.8%

True gross yield (all-in)

0.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 163 m²
Land: 5173 m²
Style: portuguese-traditional
Condition: good
Year Built: 2018
Energy Certificate: F
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terracotta-tiled-patiobuilt-in-benchpanoramic-countryside-view

Score Breakdown

ROI
8
Visual Appeal
10.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
0.91
Payback Speed
0
STR Suitability
3

Description

Discover this unique opportunity in the heart of the Serra Algarvia! This 3 bedroom house, ready to move into, offers a welcoming and sophisticated environment for your family. With a spacious living room equipped with a fireplace, the perfect space for convivial moments, every detail has been thought of for your comfo

Location

📍 37.3064°N, 8.1014°W

· Loulé/Vilamoura, Algarve, Portugal

View on KW Flash Algarve - Sotavento →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

House in Rua de Malhão, 427 z, Salir, Loulé

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
163 m²
Land Plot
5173 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 0.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score56
GradeB
Brixfox Intelligence
56BStrong
Score Breakdown
ROI & Yield62%
Capital Growth59%
Risk Profile58%
Market Demand56%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$101K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
0.4%
$121/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
—
Rental only

Property details

Year built: 2018
Energy: F
Condition: good

Description

Discover this unique opportunity in the heart of the Serra Algarvia! This 3 bedroom house, ready to move into, offers a welcoming and sophisticated environment for your family. With a spacious living room equipped with a fireplace, the perfect space for convivial moments, every detail has been thought of for your comfo

Income Breakdown

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Nightly Rate (ADR)
$120/night
50% ($55)Brixfox estimate($120/night)200% ($221)
Occupancy
9%
10%Brixfox estimate(9%)100%

Short-Term Rental

Yearly income
$1,452
Airbnb data$120/night · 9% occupancy
Rental income
$120/night · 9% occ.
$3,999
Running costs (20%)
Utilities, cleaning, maintenance
-$800
Income tax (10%)
Indonesian rental income tax
-$1,120
Property tax
Annual property tax
-$628
Net income
0.4% ROI
$1,452

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$358,696
IMT (transfer tax, investment schedule)$15,467
Imposto de Selo (stamp duty)$2,870
Notary & registration$1,359
Legal / due diligence$5,380
Total acquisition costs$25,076
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$9,745
($5,315–$14,174)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$426,342

Gross yield (asking)

1.1%

True gross yield (all-in)

0.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$1.3M$997K$665K$332K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $330K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 17: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$401K
+22%
Rental Income
+$7K
Total Position
$409K
+24%
4.4%/yr
Year 10
Capital Value
$488K
+48%
Rental Income
+$15K
Total Position
$504K
+53%
4.3%/yr
Year 20
Capital Value
$723K
+119%
Rental Income
+$36K
Total Position
$759K
+130%
4.3%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$64K
Total Position
$1.1M
+244%
4.2%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
0.4% annual return
Occupancy
Weak
9% average occupancy
Nightly Rate
Average
$110 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
5173 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 5173 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 0.4% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.4%
$714/mo
40% occ.
3.2%
$970/mo
9% occ.
0.6%
$181/mo
current
19% occ.
1.5%
$436/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.