Semi-detached house in Estrada de Albufeira, Victoria - Monte Laguna, Vilamoura, Quarteira
Semi-detached house in Estrada de Albufeira, Victoria - Monte Laguna, Vilamoura, Quarteira — image 2Semi-detached house in Estrada de Albufeira, Victoria - Monte Laguna, Vilamoura, Quarteira — image 3Semi-detached house in Estrada de Albufeira, Victoria - Monte Laguna, Vilamoura, Quarteira — image 4Semi-detached house in Estrada de Albufeira, Victoria - Monte Laguna, Vilamoura, Quarteira — image 5
Grade Avillaluxury

Semi-detached house in Estrada de Albufeira, Victoria - Monte Laguna, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.2M

Asking Price (EUR)

6.3%

True Net Yield (Owner, all-in)

4.3%

True Net Yield (Managed, all-in)

9.6%

True Gross Yield

65%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €128,602/yr
Average Daily Rate: 539
+26.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 11.3 years
5-yr Capital Value: €1.5M
10-yr Capital Value: €1.9M
Brixfox Score: 80.8 / 100
Comparable Properties: 3
Data Confidence: 67%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.3M

+14.5% over asking

Asking price€1.2M
IMT — Property transfer tax (investment schedule)€87,375
IS — Stamp duty (0.8%)€9,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€17,475
Total acquisition costs€115,420
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€53,300
All-in investment (incl. renovation & furnishing)€1.3M

Gross yield (asking price)

11.0%

True gross yield (all-in)

9.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 170
Land: 399
Style: contemporary
Condition: new-build
Year Built: 2025
Energy Certificate: A+
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

modern terracotta-colored architectureprivate plunge poolsintegrated outdoor living spaces

Score Breakdown

ROI
21.38
Visual Appeal
15
Ownership Security
13
Location
8.4
Land & Space
9.51
Rental Demand
6.54
Payback Speed
4
STR Suitability
3

Description

This exceptional 3 bedroom villa is a harmonious blend of luxury, functionality, and humanistic architecture. Designed to offer spacious and comfortable living, the property features three bedrooms, four bathrooms, a private swimming pool, and a convenient garage. Its thoughtful design emphasizes serenity and balance,

Location

📍 37.1104°N, 8.1480°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

Semi-detached house in Estrada de Albufeira, Victoria - Monte Laguna, Vilamoura, Quarteira

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
170 m²
Land Plot
399 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 7.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score81
GradeA
Brixfox Intelligence
81AExcellent
Score Breakdown
ROI & Yield89%
Capital Growth85%
Risk Profile82%
Market Demand81%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$358K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.5%
$7,874/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.4 yr
Rental only

Property details

Year built: 2025
Energy: A+
Condition: new-build

Description

This exceptional 3 bedroom villa is a harmonious blend of luxury, functionality, and humanistic architecture. Designed to offer spacious and comfortable living, the property features three bedrooms, four bathrooms, a private swimming pool, and a convenient garage. Its thoughtful design emphasizes serenity and balance,

Income Breakdown

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Nightly Rate (ADR)
$779/night
50% ($359)Brixfox estimate($779/night)200% ($1434)
Occupancy
65%
10%Brixfox estimate(65%)100%

Short-Term Rental

Yearly income
$94,486
Airbnb data$779/night · 65% occupancy
Rental income
$779/night · 65% occ.
$185,965
Running costs (20%)
Utilities, cleaning, maintenance
-$37,193
Income tax (10%)
Indonesian rental income tax
-$52,070
Property tax
Annual property tax
-$2,216
Net income
7.5% ROI
$94,486

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,266,304
IMT (transfer tax, investment schedule)$94,973
Imposto de Selo (stamp duty)$10,130
Notary & registration$1,359
Legal / due diligence$18,995
Total acquisition costs$125,457
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.
$55,761
All-in investment$1,447,522

Gross yield (asking)

14.7%

True gross yield (all-in)

12.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$9.1M$6.8M$4.6M$2.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.2M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.4M
+22%
Rental Income
+$462K
Total Position
$1.9M
+61%
10.0%/yr
Year 10
Capital Value
$1.7M
+48%
Rental Income
+$997K
Total Position
$2.7M
+134%
8.9%/yr
Year 20
Capital Value
$2.6M
+119%
Rental Income
+$2.3M
Total Position
$4.9M
+320%
7.4%/yr
Year 30
Capital Value
$3.8M
+224%
Rental Income
+$4.1M
Total Position
$7.9M
+579%
6.6%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.5% annual return
Occupancy
Good
65% average occupancy
Nightly Rate
Strong
$717 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Good
399 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $717 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

45% occ.
7.0%
$7,344/mo
55% occ.
8.5%
$9,003/mo
65% occ.
10.1%
$10,663/mo
current
75% occ.
11.7%
$12,322/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.