Detached house, Em523, 101 z, Querença - Tôr - Benafim, Loulé
Detached house, Em523, 101 z, Querença - Tôr - Benafim, Loulé — image 2Detached house, Em523, 101 z, Querença - Tôr - Benafim, Loulé — image 3Detached house, Em523, 101 z, Querença - Tôr - Benafim, Loulé — image 4Detached house, Em523, 101 z, Querença - Tôr - Benafim, Loulé — image 5
Grade Bvillamid-range

Detached house, Em523, 101 z, Querença - Tôr - Benafim, Loulé

Loulé/Vilamoura · Golden Triangle ·

€995,000

Asking Price (EUR)

2.6%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.0%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €45,508/yr
Average Daily Rate: €326
Payback Period: 27.2 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 64.5 / 100
Comparable Properties: 6
Data Confidence: 55%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.1% over asking

Asking price€995,000
IMT — Property transfer tax (investment schedule)€59,700
IS — Stamp duty (0.8%)€7,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,925
Total acquisition costs€83,835
Renovation (est. €55/m² × 258 m²)
Light touch-ups — paint, fixtures, deep clean.		€14,190
(€7,740–€20,640)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

4.6%

True gross yield (all-in)

4.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 258 m²
Land: 2380 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

expansive natural surroundingstraditional Algarve architecture

Score Breakdown

ROI
13.44
Visual Appeal
10.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
3.83
Payback Speed
0
STR Suitability
3

Description

In the heart of the serene and preserved landscape of Amendoeira, in Querença, Loulé, lies this detached single-storey villa, set on a generous plot of 2,380 square metres. Surrounded by nature, in an isolated and utterly peaceful environment, this property offers a unique residential experience, defined by privacy, na

Location

📍 37.1731°N, 7.9623°W

· Loulé/Vilamoura, Algarve, Portugal

View on Sotheby's Realty Estoril →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house, Em523, 101 z, Querença - Tôr - Benafim, Loulé

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
258 m²
Land Plot
2380 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB
Brixfox Intelligence
65BStrong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$305K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.0%
$2,706/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
33.3 yr
Rental only

Property details

Year built: 2003
Energy: C
Condition: good

Description

In the heart of the serene and preserved landscape of Amendoeira, in Querença, Loulé, lies this detached single-storey villa, set on a generous plot of 2,380 square metres. Surrounded by nature, in an isolated and utterly peaceful environment, this property offers a unique residential experience, defined by privacy, na

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$473/night
50% ($218)Brixfox estimate($473/night)200% ($870)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Yearly income
$32,477
Airbnb data$473/night · 38% occupancy
Rental income
$473/night · 38% occ.
$66,095
Running costs (20%)
Utilities, cleaning, maintenance
-$13,219
Income tax (10%)
Indonesian rental income tax
-$18,506
Property tax
Annual property tax
-$1,893
Net income
3.0% ROI
$32,477

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,081,522
IMT (transfer tax, investment schedule)$64,891
Imposto de Selo (stamp duty)$8,652
Notary & registration$1,359
Legal / due diligence$16,223
Total acquisition costs$91,125
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$15,424
($8,413–$22,435)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$1,220,897

Gross yield (asking)

6.1%

True gross yield (all-in)

5.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.3M$4.0M$2.7M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $995K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$159K
Total Position
$1.4M
+38%
6.6%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$343K
Total Position
$1.8M
+82%
6.2%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$803K
Total Position
$3.0M
+200%
5.6%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$1.4M
Total Position
$4.6M
+367%
5.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.0% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Strong
$435 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
2380 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $435 — positioned in the top tier
Generous 2380 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.2%
$2,863/mo
40% occ.
4.3%
$3,870/mo
38% occ.
4.1%
$3,698/mo
current
48% occ.
5.2%
$4,705/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.