Semi-detached house, Em527-2, 621 a, Fonte Santa, Quarteira
Semi-detached house, Em527-2, 621 a, Fonte Santa, Quarteira — image 2Semi-detached house, Em527-2, 621 a, Fonte Santa, Quarteira — image 3Semi-detached house, Em527-2, 621 a, Fonte Santa, Quarteira — image 4Semi-detached house, Em527-2, 621 a, Fonte Santa, Quarteira — image 5
Grade Avillaluxury

Semi-detached house, Em527-2, 621 a, Fonte Santa, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.3M

Asking Price (EUR)

7.7%

True Net Yield (Owner, all-in)

5.4%

True Net Yield (Managed, all-in)

11.9%

True Gross Yield

58%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €175,867/yr
Average Daily Rate: €833
+23.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 9.2 years
5-yr Capital Value: €1.7M
10-yr Capital Value: €2.1M
Brixfox Score: 79.6 / 100
Comparable Properties: 6
Data Confidence: 74%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.5M

+14.7% over asking

Asking price€1.3M
IMT — Property transfer tax (investment schedule)€96,750
IS — Stamp duty (0.8%)€10,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€19,350
Total acquisition costs€127,670
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.5M

Gross yield (asking price)

13.6%

True gross yield (all-in)

11.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 315 m²
Land: 417 m²
Style: modern
Condition: new-build
Year Built: 2025
Energy Certificate: A
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

solar panelsglass balconiesflat roofs

Score Breakdown

ROI
24.37
Visual Appeal
12.6
Ownership Security
13
Location
8.4
Land & Space
8.44
Rental Demand
5.78
Payback Speed
4
STR Suitability
3

Description

Magnificent independent T4 villa with contemporary architecture, located in an exclusive residential area. With 275m2 of usable area, this house offers a spacious and bright environment, ideal for families seeking comfort and style. There are 4 bedrooms with built-in wardrobes, perfect for organizing all belongings. Th

Location

📍 37.0743°N, 8.0789°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

Semi-detached house, Em527-2, 621 a, Fonte Santa, Quarteira

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
315 m²
Land Plot
417 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 9.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score80
GradeA
Brixfox Intelligence
80AExcellent
Score Breakdown
ROI & Yield88%
Capital Growth84%
Risk Profile81%
Market Demand80%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$396K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.3%
$10,816/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.8 yr
Rental only

Property details

Year built: 2025
Energy: A
Condition: new-build

Description

Magnificent independent T4 villa with contemporary architecture, located in an exclusive residential area. With 275m2 of usable area, this house offers a spacious and bright environment, ideal for families seeking comfort and style. There are 4 bedrooms with built-in wardrobes, perfect for organizing all belongings. Th

Income Breakdown

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Nightly Rate (ADR)
$1,205/night
50% ($554)Brixfox estimate($1,205/night)200% ($2216)
Occupancy
58%
10%Brixfox estimate(58%)100%

Short-Term Rental

Yearly income
$129,791
Airbnb data$1,205/night · 58% occupancy
Rental income
$1,205/night · 58% occ.
$254,317
Running costs (20%)
Utilities, cleaning, maintenance
-$50,863
Income tax (10%)
Indonesian rental income tax
-$71,209
Property tax
Annual property tax
-$2,454
Net income
9.3% ROI
$129,791

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,402,174
IMT (transfer tax, investment schedule)$105,163
Imposto de Selo (stamp duty)$11,217
Notary & registration$1,359
Legal / due diligence$21,033
Total acquisition costs$138,772
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$1,606,326

Gross yield (asking)

18.1%

True gross yield (all-in)

15.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$11.3M$8.5M$5.7M$2.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.3M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.6M
+22%
Rental Income
+$634K
Total Position
$2.2M
+71%
11.3%/yr
Year 10
Capital Value
$1.9M
+48%
Rental Income
+$1.4M
Total Position
$3.3M
+154%
9.8%/yr
Year 20
Capital Value
$2.8M
+119%
Rental Income
+$3.2M
Total Position
$6.0M
+368%
8.0%/yr
Year 30
Capital Value
$4.2M
+224%
Rental Income
+$5.7M
Total Position
$9.9M
+665%
7.0%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.3% annual return
Occupancy
Average
58% average occupancy
Nightly Rate
Strong
$1108 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
417 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.3% — outperforms most villas in this market
Premium nightly rate of $1108 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 58% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

38% occ.
8.1%
$9,500/mo
48% occ.
10.3%
$12,065/mo
58% occ.
12.5%
$14,629/mo
current
68% occ.
14.7%
$17,194/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.