Terraced house in Largo da Igreja, Old Village, Vilamoura, Quarteira
Terraced house in Largo da Igreja, Old Village, Vilamoura, Quarteira — image 2Terraced house in Largo da Igreja, Old Village, Vilamoura, Quarteira — image 3Terraced house in Largo da Igreja, Old Village, Vilamoura, Quarteira — image 4Terraced house in Largo da Igreja, Old Village, Vilamoura, Quarteira — image 5
Grade Avillamid-range

Terraced house in Largo da Igreja, Old Village, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.3M

Asking Price (EUR)

6.2%

True Net Yield (Owner, all-in)

4.3%

True Net Yield (Managed, all-in)

9.6%

True Gross Yield

64%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €137,652/yr
Average Daily Rate: 587
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 11.3 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €2.0M
Brixfox Score: 76.6 / 100
Comparable Properties: 14
Data Confidence: 85%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.4M

+14.6% over asking

Asking price€1.3M
IMT — Property transfer tax (investment schedule)€93,750
IS — Stamp duty (0.8%)€10,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€18,750
Total acquisition costs€123,750
Renovation (est. €55/m² × 335)
Light touch-ups — paint, fixtures, deep clean.
€18,425
(€10,050€26,800)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€40,050
All-in investment (incl. renovation & furnishing)€1.4M

Gross yield (asking price)

11.0%

True gross yield (all-in)

9.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 335
Land: 482
Style: portuguese-traditional
Condition: good
Energy Certificate: E
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private poolbalconiesterraced gardenintegrated garage access

Score Breakdown

ROI
21.35
Visual Appeal
10.8
Ownership Security
13
Location
8.4
Land & Space
9.63
Rental Demand
6.43
Payback Speed
4
STR Suitability
3

Description

Detached house with 4 bedrooms for sale in the Old Village, Vilamoura in excellent condition with 305 m2 of construction area, set in a plot of land with 482 m2, located in one of the most desirable areas of Vilamoura. This villa of classic, and even romantic, lines is surrounded by an area of villas, all of them isol

Location

📍 37.0874°N, 8.1085°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

Terraced house in Largo da Igreja, Old Village, Vilamoura, Quarteira

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
335 m²
Land Plot
482 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 7.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score77
GradeA
Brixfox Intelligence
77AExcellent
Score Breakdown
ROI & Yield85%
Capital Growth81%
Risk Profile78%
Market Demand77%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$384K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.4%
$8,427/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.4 yr
Rental only

Property details

Energy: E
Condition: good

Description

Detached house with 4 bedrooms for sale in the Old Village, Vilamoura in excellent condition with 305 m2 of construction area, set in a plot of land with 482 m2, located in one of the most desirable areas of Vilamoura. This villa of classic, and even romantic, lines is surrounded by an area of villas, all of them isol

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$848/night
50% ($390)Brixfox estimate($848/night)200% ($1560)
Occupancy
64%
10%Brixfox estimate(64%)100%

Short-Term Rental

Yearly income
$101,123
Airbnb data$848/night · 64% occupancy
Rental income
$848/night · 64% occ.
$199,040
Running costs (20%)
Utilities, cleaning, maintenance
-$39,808
Income tax (10%)
Indonesian rental income tax
-$55,731
Property tax
Annual property tax
-$2,378
Net income
7.4% ROI
$101,123

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,358,696
IMT (transfer tax, investment schedule)$101,902
Imposto de Selo (stamp duty)$10,870
Notary & registration$1,359
Legal / due diligence$20,380
Total acquisition costs$134,511
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$20,027
($10,924$29,130)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$41,359
All-in investment$1,554,592

Gross yield (asking)

14.6%

True gross yield (all-in)

12.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$9.8M$7.3M$4.9M$2.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.3M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$494K
Total Position
$2.0M
+61%
10.0%/yr
Year 10
Capital Value
$1.9M
+48%
Rental Income
+$1.1M
Total Position
$2.9M
+133%
8.8%/yr
Year 20
Capital Value
$2.7M
+119%
Rental Income
+$2.5M
Total Position
$5.2M
+319%
7.4%/yr
Year 30
Capital Value
$4.1M
+224%
Rental Income
+$4.4M
Total Position
$8.5M
+578%
6.6%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.4% annual return
Occupancy
Good
64% average occupancy
Nightly Rate
Strong
$780 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
482 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $780 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

44% occ.
6.9%
$7,801/mo
54% occ.
8.5%
$9,607/mo
64% occ.
10.1%
$11,412/mo
current
74% occ.
11.7%
$13,218/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.