Terraced house in Centro - Quarteira Velha, Quarteira, Quarteira
Terraced house in Centro - Quarteira Velha, Quarteira, Quarteira — image 2Terraced house in Centro - Quarteira Velha, Quarteira, Quarteira — image 3Terraced house in Centro - Quarteira Velha, Quarteira, Quarteira — image 4Terraced house in Centro - Quarteira Velha, Quarteira, Quarteira — image 5
Grade B+villamid-range

Terraced house in Centro - Quarteira Velha, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.2M

Asking Price (EUR)

5.7%

True Net Yield (Owner, all-in)

4.0%

True Net Yield (Managed, all-in)

8.8%

True Gross Yield

59%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.4 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €122,387/yr
Average Daily Rate: €571
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 11.9 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €1.9M
Brixfox Score: 71.2 / 100
Comparable Properties: 5
Data Confidence: 70%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.4M

+16.4% over asking

Asking price€1.2M
IMT — Property transfer tax (investment schedule)€89,250
IS — Stamp duty (0.8%)€9,520
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€17,850
Total acquisition costs€117,870
Renovation (est. €55/m² × 720 m²)
Light touch-ups — paint, fixtures, deep clean.		€39,600
(€21,600–€57,600)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€1.4M

Gross yield (asking price)

10.3%

True gross yield (all-in)

8.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 6
Building: 720 m²
Style: contemporary
Condition: good
Year Built: 2012
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

glass balcony railinglarge sliding glass doors

Score Breakdown

ROI
20.74
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.87
Payback Speed
4
STR Suitability
3

Description

Excellent building, recently built, for sale in the center of Quarteira, just minutes from the beach. This property consists of a residential area, a commercial area, and a private covered parking area. The residential area is spread over two floors. One floor includes the entrance hall, a spacious fully equipped kit

Location

📍 37.0679°N, 8.1022°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

Terraced house in Centro - Quarteira Velha, Quarteira, Quarteira

Inventory
4 Beds
Bathrooms
6 Baths
Built Area
720 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$365K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.1%
$7,646/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.1 yr
Rental only

Property details

Year built: 2012
Energy: C
Condition: good

Description

Excellent building, recently built, for sale in the center of Quarteira, just minutes from the beach. This property consists of a residential area, a commercial area, and a private covered parking area. The residential area is spread over two floors. One floor includes the entrance hall, a spacious fully equipped kit

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$843/night
50% ($388)Brixfox estimate($843/night)200% ($1552)
Occupancy
59%
10%Brixfox estimate(59%)100%

Short-Term Rental

Yearly income
$91,756
Airbnb data$843/night · 59% occupancy
Rental income
$843/night · 59% occ.
$180,808
Running costs (20%)
Utilities, cleaning, maintenance
-$36,162
Income tax (10%)
Indonesian rental income tax
-$50,626
Property tax
Annual property tax
-$2,264
Net income
7.1% ROI
$91,756

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,293,478
IMT (transfer tax, investment schedule)$97,011
Imposto de Selo (stamp duty)$10,348
Notary & registration$1,359
Legal / due diligence$19,402
Total acquisition costs$128,120
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$43,043
($23,478–$62,609)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$1,503,283

Gross yield (asking)

14.0%

True gross yield (all-in)

12.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$9.1M$6.8M$4.5M$2.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.2M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.4M
+22%
Rental Income
+$448K
Total Position
$1.9M
+59%
9.8%/yr
Year 10
Capital Value
$1.8M
+48%
Rental Income
+$968K
Total Position
$2.7M
+129%
8.7%/yr
Year 20
Capital Value
$2.6M
+119%
Rental Income
+$2.3M
Total Position
$4.9M
+310%
7.3%/yr
Year 30
Capital Value
$3.9M
+224%
Rental Income
+$4.0M
Total Position
$7.9M
+562%
6.5%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.1% annual return
Occupancy
Average
59% average occupancy
Nightly Rate
Strong
$776 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $776 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 59% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

39% occ.
6.3%
$6,767/mo
49% occ.
7.9%
$8,563/mo
59% occ.
9.6%
$10,358/mo
current
69% occ.
11.3%
$12,154/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.