Detached house in Centro - Quarteira Velha, Quarteira
Detached house in Centro - Quarteira Velha, Quarteira — image 2Detached house in Centro - Quarteira Velha, Quarteira — image 3Detached house in Centro - Quarteira Velha, Quarteira — image 4Detached house in Centro - Quarteira Velha, Quarteira — image 5
Grade Avillamid-range

Detached house in Centro - Quarteira Velha, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€995,000

Asking Price (EUR)

8.4%

True Net Yield (Owner, all-in)

5.8%

True Net Yield (Managed, all-in)

13.0%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €145,021/yr
Average Daily Rate: 694
+25.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 8.6 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 83.7 / 100
Comparable Properties: 14
Data Confidence: 73%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+12.5% over asking

Asking price€995,000
IMT — Property transfer tax (investment schedule)€59,700
IS — Stamp duty (0.8%)€7,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,925
Total acquisition costs€83,835
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€40,050
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

14.6%

True gross yield (all-in)

13.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 550
Land: 1050
Style: contemporary
Condition: excellent
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private pool with wooden deckoutdoor lounge area with pergolaartificial grass landscapingpanoramic countryside views

Score Breakdown

ROI
24.85
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
10.55
Rental Demand
5.72
Payback Speed
4
STR Suitability
3

Description

Set on a private 1,000 m² plot in one of Vilamoura’s most prestigious areas, this detached villa stands out for its generous living spaces, excellent outdoor areas, and strong potential—whether as a permanent residence, holiday home, or investment. With approximately 300 m² of built area spread over two floors, the pro

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Centro - Quarteira Velha, Quarteira

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
550 m²
Land Plot
1050 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 9.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score84
GradeA
Brixfox Intelligence
84AExcellent
Score Breakdown
ROI & Yield92%
Capital Growth88%
Risk Profile85%
Market Demand84%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+16.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$305K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.9%
$8,921/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.1 yr
Rental only

Property details

Energy: D
Condition: excellent

Description

Set on a private 1,000 m² plot in one of Vilamoura’s most prestigious areas, this detached villa stands out for its generous living spaces, excellent outdoor areas, and strong potential—whether as a permanent residence, holiday home, or investment. With approximately 300 m² of built area spread over two floors, the pro

Income Breakdown

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Nightly Rate (ADR)
$1,003/night
50% ($462)Brixfox estimate($1,003/night)200% ($1846)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Yearly income
$107,056
Airbnb data$1,003/night · 57% occupancy
Rental income
$1,003/night · 57% occ.
$209,517
Running costs (20%)
Utilities, cleaning, maintenance
-$41,903
Income tax (10%)
Indonesian rental income tax
-$58,665
Property tax
Annual property tax
-$1,893
Net income
9.9% ROI
$107,056

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,081,522
IMT (transfer tax, investment schedule)$64,891
Imposto de Selo (stamp duty)$8,652
Notary & registration$1,359
Legal / due diligence$16,223
Total acquisition costs$91,125
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$41,359
All-in investment$1,214,005

Gross yield (asking)

19.4%

True gross yield (all-in)

17.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$9.1M$6.8M$4.5M$2.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $995K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$523K
Total Position
$1.7M
+74%
11.7%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$1.1M
Total Position
$2.6M
+162%
10.1%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$2.6M
Total Position
$4.8M
+385%
8.2%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$4.7M
Total Position
$7.9M
+695%
7.2%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.9% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$923 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1050 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.9% — outperforms most villas in this market
Premium nightly rate of $923 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
8.6%
$7,792/mo
47% occ.
11.0%
$9,929/mo
57% occ.
13.4%
$12,065/mo
current
67% occ.
15.8%
$14,202/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.