Terraced house in Caminho das Alfarrobeiras, Nn, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira
Terraced house in Caminho das Alfarrobeiras, Nn, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 2Terraced house in Caminho das Alfarrobeiras, Nn, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 3Terraced house in Caminho das Alfarrobeiras, Nn, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 4Terraced house in Caminho das Alfarrobeiras, Nn, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 5
Grade Bvillamid-range

Terraced house in Caminho das Alfarrobeiras, Nn, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.8M

Asking Price (EUR)

2.1%

True Net Yield (Owner, all-in)

1.5%

True Net Yield (Managed, all-in)

3.3%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €65,580/yr
Average Daily Rate: €409
+3.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 34.2 years
5-yr Capital Value: €2.4M
10-yr Capital Value: €2.9M
Brixfox Score: 58.3 / 100
Comparable Properties: 35
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.0M

+11.7% over asking

Asking price€1.8M
IMT — Property transfer tax (investment schedule)€134,625
IS — Stamp duty (0.8%)€14,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€26,925
Total acquisition costs€177,160
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€2.0M

Gross yield (asking price)

3.6%

True gross yield (all-in)

3.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 189 m²
Style: contemporary
Condition: new-build
Year Built: 2024
Energy Certificate: A+

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

yellow facadewood paneling on upper windowsintegrated covered entrances

Score Breakdown

ROI
11.16
Visual Appeal
12.6
Ownership Security
13
Location
8.4
Land & Space
5.78
Rental Demand
4.39
Payback Speed
0
STR Suitability
3

Description

4-bedroom villa located in one of the most exclusive condominiums in Vilamoura, where comfort meets elegance and every detail has been carefully designed to provide a unique living experience. This contemporary villa, built in 2024, is ideally situated in the heart of Vilamoura, just a short walking distance from the M

Location

📍 37.0905°N, 8.1210°W

· Loulé/Vilamoura, Algarve, Portugal

View on Sotheby's Realty Vilamoura →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Terraced house in Caminho das Alfarrobeiras, Nn, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
189 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score58
GradeB
Brixfox Intelligence
58BStrong
Score Breakdown
ROI & Yield64%
Capital Growth61%
Risk Profile60%
Market Demand58%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$551K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.4%
$3,825/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
42.5 yr
Rental only

Property details

Year built: 2024
Energy: A+
Condition: new-build

Description

4-bedroom villa located in one of the most exclusive condominiums in Vilamoura, where comfort meets elegance and every detail has been carefully designed to provide a unique living experience. This contemporary villa, built in 2024, is ideally situated in the heart of Vilamoura, just a short walking distance from the M

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$591/night
50% ($272)Brixfox estimate($591/night)200% ($1088)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$45,904
Airbnb data$591/night · 44% occupancy
Rental income
$591/night · 44% occ.
$94,842
Running costs (20%)
Utilities, cleaning, maintenance
-$18,968
Income tax (10%)
Indonesian rental income tax
-$26,556
Property tax
Annual property tax
-$3,414
Net income
2.4% ROI
$45,904

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,951,087
IMT (transfer tax, investment schedule)$146,332
Imposto de Selo (stamp duty)$15,609
Notary & registration$1,359
Legal / due diligence$29,266
Total acquisition costs$192,565
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$2,176,478

Gross yield (asking)

4.9%

True gross yield (all-in)

4.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$9.0M$6.8M$4.5M$2.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.8M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 28: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.2M
+22%
Rental Income
+$224K
Total Position
$2.4M
+34%
6.1%/yr
Year 10
Capital Value
$2.7M
+48%
Rental Income
+$484K
Total Position
$3.1M
+75%
5.8%/yr
Year 20
Capital Value
$3.9M
+119%
Rental Income
+$1.1M
Total Position
$5.1M
+182%
5.3%/yr
Year 30
Capital Value
$5.8M
+224%
Rental Income
+$2.0M
Total Position
$7.8M
+336%
5.0%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.4% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$544 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $544 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.4% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.1%
$3,494/mo
40% occ.
2.9%
$4,753/mo
44% occ.
3.2%
$5,248/mo
current
54% occ.
4.0%
$6,507/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.