Detached house in cortinhola Nn, Benafim
Grade B+villamid-range

Detached house in cortinhola Nn, Benafim

Loulé/Vilamoura · Golden Triangle ·

€380,000

Asking Price (EUR)

12.6%

True Net Yield (Owner, all-in)

8.7%

True Net Yield (Managed, all-in)

19.4%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €89,387/yr
Average Daily Rate: €538
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 5.3 years
5-yr Capital Value: €499,314
10-yr Capital Value: €607,492
Brixfox Score: 73.8 / 100
Comparable Properties: 9
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€461,170

+21.4% over asking

Asking price€380,000
IMT — Property transfer tax (investment schedule)€18,230
IS — Stamp duty (0.8%)€3,040
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,700
Total acquisition costs€28,220
Renovation (est. €55/m² × 280 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,400
(€8,400–€22,400)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€461,170

Gross yield (asking price)

23.5%

True gross yield (all-in)

19.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 280 m²
Style: portuguese-traditional
Condition: good

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

round tower elementtraditional terracotta roof tilesyellow farm equipment as decor

Score Breakdown

ROI
25
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
4.55
Payback Speed
5
STR Suitability
3

Description

Located in Loulé, this magnificent villa offers a perfect combination of comfort and functionality, ideal for those looking for a spacious and welcoming home. With a generous area of 280 square meters, this property has four large bedrooms and two bathrooms, ensuring enough space for the whole family. The interior of

Location

📍 37.0770°N, 8.1170°W

· Loulé/Vilamoura, Algarve, Portugal

View on Imobiliária Independente Licença AMI 22030 →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in cortinhola Nn, Benafim

Inventory
4 Beds
Bathrooms
0 Baths
Built Area
280 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 16.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+22.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$117K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
16.1%
$5,536/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
6.2 yr
Rental only

Property details

Condition: good

Description

Located in Loulé, this magnificent villa offers a perfect combination of comfort and functionality, ideal for those looking for a spacious and welcoming home. With a generous area of 280 square meters, this property has four large bedrooms and two bathrooms, ensuring enough space for the whole family. The interior of

Income Breakdown

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Nightly Rate (ADR)
$777/night
50% ($357)Brixfox estimate($777/night)200% ($1429)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$66,431
Airbnb data$777/night · 46% occupancy
Rental income
$777/night · 46% occ.
$129,141
Running costs (20%)
Utilities, cleaning, maintenance
-$25,828
Income tax (10%)
Indonesian rental income tax
-$36,160
Property tax
Annual property tax
-$723
Net income
16.1% ROI
$66,431

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$413,043
IMT (transfer tax, investment schedule)$19,815
Imposto de Selo (stamp duty)$3,304
Notary & registration$1,359
Legal / due diligence$6,196
Total acquisition costs$30,674
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$16,739
($9,130–$24,348)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$499,098

Gross yield (asking)

31.3%

True gross yield (all-in)

25.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $380K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$462K
+22%
Rental Income
+$324K
Total Position
$787K
+107%
15.7%/yr
Year 10
Capital Value
$562K
+48%
Rental Income
+$701K
Total Position
$1.3M
+232%
12.8%/yr
Year 20
Capital Value
$833K
+119%
Rental Income
+$1.6M
Total Position
$2.5M
+551%
9.8%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$2.9M
Total Position
$4.1M
+990%
8.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
16.1% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$715 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 16.1% — outperforms most villas in this market
Premium nightly rate of $715 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
14.2%
$4,902/mo
40% occ.
19.0%
$6,556/mo
46% occ.
21.7%
$7,474/mo
current
56% occ.
26.5%
$9,128/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.