Terraced house in Rua do Zimbro Nn, Canais do Golfe - Sector 5, Quarteira
Terraced house in Rua do Zimbro Nn, Canais do Golfe - Sector 5, Quarteira — image 2Terraced house in Rua do Zimbro Nn, Canais do Golfe - Sector 5, Quarteira — image 3Terraced house in Rua do Zimbro Nn, Canais do Golfe - Sector 5, Quarteira — image 4Terraced house in Rua do Zimbro Nn, Canais do Golfe - Sector 5, Quarteira — image 5
Grade B+villamid-range

Terraced house in Rua do Zimbro Nn, Canais do Golfe - Sector 5, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€670,000

Asking Price (EUR)

6.0%

True Net Yield (Owner, all-in)

4.1%

True Net Yield (Managed, all-in)

9.2%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €69,854/yr
Average Daily Rate: €449
+15.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%)
Payback Period: 12.0 years
5-yr Capital Value: €881,027
10-yr Capital Value: €1.1M
Brixfox Score: 66.2 / 100
Comparable Properties: 32
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€761,560

+13.7% over asking

Asking price€670,000
IMT — Property transfer tax (investment schedule)€40,200
IS — Stamp duty (0.8%)€5,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,050
Total acquisition costs€56,860
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€761,560

Gross yield (asking price)

10.4%

True gross yield (all-in)

9.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 241 m²
Land: 79 m²
Style: contemporary
Condition: excellent
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

long rectangular pool with integrated stepswooden deck surrounding poolmultiple sun loungers with umbrellaswell-maintained green lawn areaspaved pathways through grass

Score Breakdown

ROI
20.61
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
1.7
Rental Demand
4.26
Payback Speed
3
STR Suitability
3

Description

T3 house with 161m2 and a 79 m2 garden, close to the beach, in Vilamoura, inserted in a tourist development, in a gated community. It is located 5 minutes from Praia da Falésia and Marina, surrounded by a natural reserve and next to 5 golf courses. Composed of 34 apartments of types T1, T2 and T3, some in duplex, and

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

View on Dils Portugal →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Terraced house in Rua do Zimbro Nn, Canais do Golfe - Sector 5, Quarteira

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
241 m²
Land Plot
79 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$206K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.0%
$4,267/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.2 yr
Rental only

Property details

Energy: C
Condition: excellent

Description

T3 house with 161m2 and a 79 m2 garden, close to the beach, in Vilamoura, inserted in a tourist development, in a gated community. It is located 5 minutes from Praia da Falésia and Marina, surrounded by a natural reserve and next to 5 golf courses. Composed of 34 apartments of types T1, T2 and T3, some in duplex, and

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$649/night
50% ($299)Brixfox estimate($649/night)200% ($1194)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$51,208
Airbnb data$649/night · 43% occupancy
Rental income
$649/night · 43% occ.
$100,928
Running costs (20%)
Utilities, cleaning, maintenance
-$20,186
Income tax (10%)
Indonesian rental income tax
-$28,260
Property tax
Annual property tax
-$1,274
Net income
7.0% ROI
$51,208

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$728,261
IMT (transfer tax, investment schedule)$43,696
Imposto de Selo (stamp duty)$5,826
Notary & registration$1,359
Legal / due diligence$10,924
Total acquisition costs$61,804
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$825,609

Gross yield (asking)

13.9%

True gross yield (all-in)

12.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.1M$3.8M$2.5M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $670K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$815K
+22%
Rental Income
+$250K
Total Position
$1.1M
+59%
9.7%/yr
Year 10
Capital Value
$992K
+48%
Rental Income
+$540K
Total Position
$1.5M
+129%
8.6%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$1.3M
Total Position
$2.7M
+308%
7.3%/yr
Year 30
Capital Value
$2.2M
+224%
Rental Income
+$2.2M
Total Position
$4.4M
+559%
6.5%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.0% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$597 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
79 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $597 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 43% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.7%
$4,039/mo
40% occ.
8.9%
$5,421/mo
43% occ.
9.5%
$5,781/mo
current
53% occ.
11.8%
$7,163/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.