Terraced house in Caminho da Fonte do Ulme Nn, Victoria - Monte Laguna, Quarteira
Terraced house in Caminho da Fonte do Ulme Nn, Victoria - Monte Laguna, Quarteira — image 2Terraced house in Caminho da Fonte do Ulme Nn, Victoria - Monte Laguna, Quarteira — image 3Terraced house in Caminho da Fonte do Ulme Nn, Victoria - Monte Laguna, Quarteira — image 4Terraced house in Caminho da Fonte do Ulme Nn, Victoria - Monte Laguna, Quarteira — image 5
Grade Bvillaluxury

Terraced house in Caminho da Fonte do Ulme Nn, Victoria - Monte Laguna, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.3M

Asking Price (EUR)

2.4%

True Net Yield (Owner, all-in)

1.7%

True Net Yield (Managed, all-in)

3.7%

True Gross Yield

50%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €54,217/yr
Average Daily Rate: 296
+21.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%), Luxury finish (+8%)
Payback Period: 30.0 years
5-yr Capital Value: €1.7M
10-yr Capital Value: €2.1M
Brixfox Score: 62 / 100
Comparable Properties: 23
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.5M

+13.1% over asking

Asking price€1.3M
IMT — Property transfer tax (investment schedule)€97,500
IS — Stamp duty (0.8%)€10,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€19,500
Total acquisition costs€128,650
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€41,950
All-in investment (incl. renovation & furnishing)€1.5M

Gross yield (asking price)

4.2%

True gross yield (all-in)

3.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 326
Style: contemporary
Condition: new-build
Energy Certificate: A+
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terraced architecturelarge windows/sliding doorsintegrated outdoor living spacesmodern minimalist facade

Score Breakdown

ROI
11.74
Visual Appeal
14.8
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.02
Payback Speed
0
STR Suitability
3

Description

Two-story townhouse with high-quality finishes, located in a private condominium next to the Ernie Els golf course. Located in the prestigious Springs – at the Els Club, this two-story V2 townhouse translates, in every detail, the perfect fusion between contemporary architecture and the serenity of the Algarve landsca

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

Terraced house in Caminho da Fonte do Ulme Nn, Victoria - Monte Laguna, Quarteira

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
326 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$399K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.7%
$3,189/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
36.9 yr
Rental only

Property details

Energy: A+
Condition: new-build

Description

Two-story townhouse with high-quality finishes, located in a private condominium next to the Ernie Els golf course. Located in the prestigious Springs – at the Els Club, this two-story V2 townhouse translates, in every detail, the perfect fusion between contemporary architecture and the serenity of the Algarve landsca

Income Breakdown

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Nightly Rate (ADR)
$428/night
50% ($197)Brixfox estimate($428/night)200% ($787)
Occupancy
50%
10%Brixfox estimate(50%)100%

Short-Term Rental

Yearly income
$38,264
Airbnb data$428/night · 50% occupancy
Rental income
$428/night · 50% occ.
$78,339
Running costs (20%)
Utilities, cleaning, maintenance
-$15,668
Income tax (10%)
Indonesian rental income tax
-$21,935
Property tax
Annual property tax
-$2,473
Net income
2.7% ROI
$38,264

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,413,043
IMT (transfer tax, investment schedule)$105,978
Imposto de Selo (stamp duty)$11,304
Notary & registration$1,359
Legal / due diligence$21,196
Total acquisition costs$139,837
RenovationMove-in ready
Furnishing & STR launch
2bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.
$43,424
All-in investment$1,596,304

Gross yield (asking)

5.5%

True gross yield (all-in)

4.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$6.8M$5.1M$3.4M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.3M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.6M
+22%
Rental Income
+$187K
Total Position
$1.8M
+36%
6.3%/yr
Year 10
Capital Value
$1.9M
+48%
Rental Income
+$404K
Total Position
$2.3M
+79%
6.0%/yr
Year 20
Capital Value
$2.8M
+119%
Rental Income
+$946K
Total Position
$3.8M
+192%
5.5%/yr
Year 30
Capital Value
$4.2M
+224%
Rental Income
+$1.7M
Total Position
$5.9M
+353%
5.2%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.7% annual return
Occupancy
Average
50% average occupancy
Nightly Rate
Strong
$394 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $394 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.2%
$2,542/mo
40% occ.
2.9%
$3,453/mo
50% occ.
3.7%
$4,364/mo
current
60% occ.
4.5%
$5,274/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.