Semi-detached house in Caminho da Fonte do Ulme, Nn, Victoria - Monte Laguna, Vilamoura, Quarteira
Semi-detached house in Caminho da Fonte do Ulme, Nn, Victoria - Monte Laguna, Vilamoura, Quarteira — image 2Semi-detached house in Caminho da Fonte do Ulme, Nn, Victoria - Monte Laguna, Vilamoura, Quarteira — image 3Semi-detached house in Caminho da Fonte do Ulme, Nn, Victoria - Monte Laguna, Vilamoura, Quarteira — image 4Semi-detached house in Caminho da Fonte do Ulme, Nn, Victoria - Monte Laguna, Vilamoura, Quarteira — image 5
Grade B+villaluxury

Semi-detached house in Caminho da Fonte do Ulme, Nn, Victoria - Monte Laguna, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€2.5M

Asking Price (EUR)

5.2%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

7.9%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €225,148/yr
Average Daily Rate: 1096
+26.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 14.0 years
5-yr Capital Value: €3.3M
10-yr Capital Value: €4.0M
Brixfox Score: 73.4 / 100
Comparable Properties: 4
Data Confidence: 70%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.8M

+12.3% over asking

Asking price€2.5M
IMT — Property transfer tax (investment schedule)€189,750
IS — Stamp duty (0.8%)€20,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€37,950
Total acquisition costs€249,190
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€62,150
All-in investment (incl. renovation & furnishing)€2.8M

Gross yield (asking price)

8.9%

True gross yield (all-in)

7.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 405
Style: contemporary
Condition: excellent
Energy Certificate: A+
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

modern white architecturelarge outdoor swimming poolnumerous sun loungers with umbrellaslandscaped gardens with mature trees

Score Breakdown

ROI
18.75
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.63
Payback Speed
3
STR Suitability
3

Description

Two-story townhouse with high-quality finishes, located in a private condominium next to the Ernie Els golf course. Located in the prestigious Springs – at the Els Club, this two-story V2 townhouse translates, in every detail, the perfect fusion between contemporary architecture and the serenity of the Algarve landsca

Location

📍 37.1030°N, 8.1421°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

Semi-detached house in Caminho da Fonte do Ulme, Nn, Victoria - Monte Laguna, Vilamoura, Quarteira

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
405 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$777K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.0%
$13,708/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.7 yr
Rental only

Property details

Energy: A+
Condition: excellent

Description

Two-story townhouse with high-quality finishes, located in a private condominium next to the Ernie Els golf course. Located in the prestigious Springs – at the Els Club, this two-story V2 townhouse translates, in every detail, the perfect fusion between contemporary architecture and the serenity of the Algarve landsca

Income Breakdown

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Nightly Rate (ADR)
$1,584/night
50% ($729)Brixfox estimate($1,584/night)200% ($2915)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Yearly income
$164,498
Airbnb data$1,584/night · 56% occupancy
Rental income
$1,584/night · 56% occ.
$325,598
Running costs (20%)
Utilities, cleaning, maintenance
-$65,120
Income tax (10%)
Indonesian rental income tax
-$91,167
Property tax
Annual property tax
-$4,813
Net income
6.0% ROI
$164,498

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,750,000
IMT (transfer tax, investment schedule)$206,250
Imposto de Selo (stamp duty)$22,000
Notary & registration$1,359
Legal / due diligence$41,250
Total acquisition costs$270,859
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.
$65,380
All-in investment$3,086,239

Gross yield (asking)

11.8%

True gross yield (all-in)

10.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$17.7M$13.3M$8.9M$4.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.5M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.1M
+22%
Rental Income
+$803K
Total Position
$3.9M
+53%
8.9%/yr
Year 10
Capital Value
$3.7M
+48%
Rental Income
+$1.7M
Total Position
$5.5M
+117%
8.0%/yr
Year 20
Capital Value
$5.5M
+119%
Rental Income
+$4.1M
Total Position
$9.6M
+280%
6.9%/yr
Year 30
Capital Value
$8.2M
+224%
Rental Income
+$7.2M
Total Position
$15.4M
+509%
6.2%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.0% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Strong
$1458 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1458 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 56% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
5.2%
$11,845/mo
46% occ.
6.6%
$15,219/mo
56% occ.
8.1%
$18,592/mo
current
66% occ.
9.6%
$21,966/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.