Detached house in Rua dos Caliços, Querença - Tôr - Benafim, Loulé
Detached house in Rua dos Caliços, Querença - Tôr - Benafim, Loulé — image 2Detached house in Rua dos Caliços, Querença - Tôr - Benafim, Loulé — image 3Detached house in Rua dos Caliços, Querença - Tôr - Benafim, Loulé — image 4Detached house in Rua dos Caliços, Querença - Tôr - Benafim, Loulé — image 5
Grade Bvillamid-range

Detached house in Rua dos Caliços, Querença - Tôr - Benafim, Loulé

Loulé/Vilamoura · Golden Triangle ·

€799,000

Asking Price (EUR)

2.4%

True Net Yield (Owner, all-in)

1.6%

True Net Yield (Managed, all-in)

3.7%

True Gross Yield

29%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €33,385/yr
Average Daily Rate: 316
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 29.9 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.3M
Brixfox Score: 64.4 / 100
Comparable Properties: 5
Data Confidence: 56%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€913,312

+14.3% over asking

Asking price€799,000
IMT — Property transfer tax (investment schedule)€47,940
IS — Stamp duty (0.8%)€6,392
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,985
Total acquisition costs€67,567
Renovation (est. €55/m² × 219)
Light touch-ups — paint, fixtures, deep clean.
€12,045
(€6,570€17,520)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€34,700
All-in investment (incl. renovation & furnishing)€913,312

Gross yield (asking price)

4.2%

True gross yield (all-in)

3.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 219
Land: 1523
Style: portuguese-traditional
Condition: good
Energy Certificate: E
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

covered-terracepanoramic-viewsoutdoor-dining-area

Score Breakdown

ROI
11.75
Visual Appeal
13.4
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
2.89
Payback Speed
0
STR Suitability
3

Description

LOULE - 3+2 bedroom villa with swimming pool and annexes - Algarve Portugal House located in the village of Tôr, in a quiet area with easy access to Loulé and the main roads. The property features 3 bedrooms, plus 2 bedrooms in duplex, offering flexibility to accommodate family, guests or create additional areas. It

Location

📍 37.1944°N, 8.0380°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Rua dos Caliços, Querença - Tôr - Benafim, Loulé

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
219 m²
Land Plot
1523 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$245K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.7%
$1,965/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
36.8 yr
Rental only

Property details

Energy: E
Condition: good

Description

LOULE - 3+2 bedroom villa with swimming pool and annexes - Algarve Portugal House located in the village of Tôr, in a quiet area with easy access to Loulé and the main roads. The property features 3 bedrooms, plus 2 bedrooms in duplex, offering flexibility to accommodate family, guests or create additional areas. It

Income Breakdown

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Nightly Rate (ADR)
$457/night
50% ($210)Brixfox estimate($457/night)200% ($841)
Occupancy
29%
10%Brixfox estimate(29%)100%

Short-Term Rental

Yearly income
$23,585
Airbnb data$457/night · 29% occupancy
Rental income
$457/night · 29% occ.
$48,279
Running costs (20%)
Utilities, cleaning, maintenance
-$9,656
Income tax (10%)
Indonesian rental income tax
-$13,518
Property tax
Annual property tax
-$1,520
Net income
2.7% ROI
$23,585

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$868,478
IMT (transfer tax, investment schedule)$52,109
Imposto de Selo (stamp duty)$6,948
Notary & registration$1,359
Legal / due diligence$13,027
Total acquisition costs$73,442
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$13,092
($7,141$19,043)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$35,543
All-in investment$990,557

Gross yield (asking)

5.6%

True gross yield (all-in)

4.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.2M$3.1M$2.1M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $799K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$972K
+22%
Rental Income
+$115K
Total Position
$1.1M
+36%
6.4%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$249K
Total Position
$1.4M
+79%
6.0%/yr
Year 20
Capital Value
$1.8M
+119%
Rental Income
+$583K
Total Position
$2.3M
+192%
5.5%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$1.0M
Total Position
$3.6M
+354%
5.2%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.7% annual return
Occupancy
Weak
29% average occupancy
Nightly Rate
Strong
$421 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1523 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $421 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 1523 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.9%
$2,794/mo
40% occ.
5.2%
$3,767/mo
29% occ.
3.7%
$2,690/mo
current
39% occ.
5.1%
$3,663/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.