Detached house in Centro Histórico (Este) de Loulé, São Clemente
Detached house in Centro Histórico (Este) de Loulé, São Clemente — image 2Detached house in Centro Histórico (Este) de Loulé, São Clemente — image 3Detached house in Centro Histórico (Este) de Loulé, São Clemente — image 4Detached house in Centro Histórico (Este) de Loulé, São Clemente — image 5
Grade Bvillaluxury

Detached house in Centro Histórico (Este) de Loulé, São Clemente

Loulé/Vilamoura · Golden Triangle ·

€3.5M

Asking Price (EUR)

0.2%

True Net Yield (Owner, all-in)

0.1%

True Net Yield (Managed, all-in)

0.3%

True Gross Yield

20%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €11,021/yr
Average Daily Rate: €154
+16.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Luxury finish (+8%)
Payback Period: 396.4 years
5-yr Capital Value: €4.6M
10-yr Capital Value: €5.6M
Brixfox Score: 59.3 / 100
Comparable Properties: 6
Data Confidence: 68%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.9M

+11.6% over asking

Asking price€3.5M
IMT — Property transfer tax (investment schedule)€262,125
IS — Stamp duty (0.8%)€27,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€52,425
Total acquisition costs€343,760
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€3.9M

Gross yield (asking price)

0.3%

True gross yield (all-in)

0.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 7
Building: 1047 m²
Land: 19285 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: B
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architecturelarge private poolbalconies with railingsdecorative window bars

Score Breakdown

ROI
7.34
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
1.96
Payback Speed
0
STR Suitability
3

Description

Discover a unique blend of Berber, Andalusian, and Algarvian architectural influences in this magnificent independent house. Spread over three levelsBasement, Ground Floor, and Upper Floorthis property offers a luxurious living experience with noble materials traditional to the region. The Ground Floor welcomes you thr

Location

📍 37.1310°N, 8.0230°W

· Loulé/Vilamoura, Algarve, Portugal

View on Rustic Properties →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Centro Histórico (Este) de Loulé, São Clemente

Inventory
4 Beds
Bathrooms
7 Baths
Built Area
1047 m²
Land Plot
19285 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 0.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score59
GradeB
Brixfox Intelligence
59BStrong
Score Breakdown
ROI & Yield65%
Capital Growth62%
Risk Profile61%
Market Demand59%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$1.1M in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
0.0%
$136/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
—
Rental only

Property details

Energy: B
Condition: excellent

Description

Discover a unique blend of Berber, Andalusian, and Algarvian architectural influences in this magnificent independent house. Spread over three levelsBasement, Ground Floor, and Upper Floorthis property offers a luxurious living experience with noble materials traditional to the region. The Ground Floor welcomes you thr

Income Breakdown

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Nightly Rate (ADR)
$223/night
50% ($103)Brixfox estimate($223/night)200% ($410)
Occupancy
20%
10%Brixfox estimate(20%)100%

Short-Term Rental

Yearly income
$1,632
Airbnb data$223/night · 20% occupancy
Rental income
$223/night · 20% occ.
$15,923
Running costs (20%)
Utilities, cleaning, maintenance
-$3,185
Income tax (10%)
Indonesian rental income tax
-$4,458
Property tax
Annual property tax
-$6,648
Net income
0.0% ROI
$1,632

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,798,913
IMT (transfer tax, investment schedule)$284,918
Imposto de Selo (stamp duty)$30,391
Notary & registration$1,359
Legal / due diligence$56,984
Total acquisition costs$373,652
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$4,237,946

Gross yield (asking)

0.4%

True gross yield (all-in)

0.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$14.1M$10.6M$7.0M$3.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $3.5M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 18: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$4.3M
+22%
Rental Income
+$8K
Total Position
$4.3M
+22%
4.0%/yr
Year 10
Capital Value
$5.2M
+48%
Rental Income
+$17K
Total Position
$5.2M
+49%
4.0%/yr
Year 20
Capital Value
$7.7M
+119%
Rental Income
+$40K
Total Position
$7.7M
+120%
4.0%/yr
Year 30
Capital Value
$11.3M
+224%
Rental Income
+$71K
Total Position
$11.4M
+226%
4.0%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
0.0% annual return
Occupancy
Weak
20% average occupancy
Nightly Rate
Strong
$205 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
19285 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $205 — positioned in the top tier
Generous 19285 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 0.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
0.3%
$871/mo
40% occ.
0.4%
$1,345/mo
20% occ.
0.1%
$375/mo
current
30% occ.
0.3%
$850/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.