Detached house in Centro, Almancil
Detached house in Centro, Almancil — image 2Detached house in Centro, Almancil — image 3Detached house in Centro, Almancil — image 4Detached house in Centro, Almancil — image 5
Grade Avillamid-range

Detached house in Centro, Almancil

Loulé/Vilamoura · Golden Triangle ·

€999,000

Asking Price (EUR)

6.0%

True Net Yield (Owner, all-in)

4.2%

True Net Yield (Managed, all-in)

9.2%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €105,927/yr
Average Daily Rate: €664
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 11.8 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 77.8 / 100
Comparable Properties: 7
Data Confidence: 66%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+14.7% over asking

Asking price€999,000
IMT — Property transfer tax (investment schedule)€59,940
IS — Stamp duty (0.8%)€7,992
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,985
Total acquisition costs€84,167
Renovation (est. €55/m² × 412 m²)
Light touch-ups — paint, fixtures, deep clean.		€22,660
(€12,360–€32,960)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

10.6%

True gross yield (all-in)

9.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 412 m²
Land: 10100 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architectureprivate swimming poolextensive garden/grounds

Score Breakdown

ROI
20.84
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.37
Payback Speed
4
STR Suitability
3

Description

Charming villa on the outskirts of Almancil in a very quiet area with a lot of potential. The main villa consists of 3 bedrooms all with en-suite and air conditioning, a lounge with a very large fireplace, a dining room and a kitchen. The configuration of the house is very original as it is made in the shape of a circ

Location

📍 37.0871°N, 8.0305°W

· Loulé/Vilamoura, Algarve, Portugal

View on In-Select →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Centro, Almancil

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
412 m²
Land Plot
10100 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 7.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score78
GradeA
Brixfox Intelligence
78AExcellent
Score Breakdown
ROI & Yield86%
Capital Growth82%
Risk Profile79%
Market Demand78%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$307K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.2%
$6,479/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.0 yr
Rental only

Property details

Energy: D
Condition: good

Description

Charming villa on the outskirts of Almancil in a very quiet area with a lot of potential. The main villa consists of 3 bedrooms all with en-suite and air conditioning, a lounge with a very large fireplace, a dining room and a kitchen. The configuration of the house is very original as it is made in the shape of a circ

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$960/night
50% ($441)Brixfox estimate($960/night)200% ($1766)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$77,746
Airbnb data$960/night · 44% occupancy
Rental income
$960/night · 44% occ.
$153,166
Running costs (20%)
Utilities, cleaning, maintenance
-$30,633
Income tax (10%)
Indonesian rental income tax
-$42,887
Property tax
Annual property tax
-$1,900
Net income
7.2% ROI
$77,746

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,085,870
IMT (transfer tax, investment schedule)$65,152
Imposto de Selo (stamp duty)$8,687
Notary & registration$1,359
Legal / due diligence$16,288
Total acquisition costs$91,486
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$24,630
($13,435–$35,826)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,243,345

Gross yield (asking)

14.1%

True gross yield (all-in)

12.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$7.6M$5.7M$3.8M$1.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $999K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$380K
Total Position
$1.6M
+60%
9.8%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$820K
Total Position
$2.3M
+130%
8.7%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$1.9M
Total Position
$4.1M
+311%
7.3%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$3.4M
Total Position
$6.6M
+565%
6.5%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.2% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$883 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
10100 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $883 — positioned in the top tier
Generous 10100 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 44% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.6%
$5,971/mo
40% occ.
8.9%
$8,014/mo
44% occ.
9.7%
$8,776/mo
current
54% occ.
12.0%
$10,819/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.