T2 flat in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira
T2 flat in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 2T2 flat in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 3T2 flat in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 4T2 flat in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 5
Grade Bapartmentluxury

T2 flat in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€755,000

Asking Price (EUR)

2.9%

True Net Yield (Owner, all-in)

2.0%

True Net Yield (Managed, all-in)

4.5%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €38,482/yr
Average Daily Rate: €238
+21.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%), Luxury finish (+8%)
Payback Period: 24.3 years
5-yr Capital Value: €992,059
10-yr Capital Value: €1.2M
Brixfox Score: 62.8 / 100
Comparable Properties: 88
Data Confidence: 88%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€858,865

+13.8% over asking

Asking price€755,000
IMT — Property transfer tax (investment schedule)€45,300
IS — Stamp duty (0.8%)€6,040
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,325
Total acquisition costs€63,915
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€39,950
All-in investment (incl. renovation & furnishing)€858,865

Gross yield (asking price)

5.1%

True gross yield (all-in)

4.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 161 m²
Style: contemporary
Condition: excellent
Year Built: 2009
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large sliding glass doors to balconyrecessed ceiling lightingmodern floor lamp

Score Breakdown

ROI
14.11
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
5.22
Rental Demand
4.42
Payback Speed
1
STR Suitability
3

Description

Luxurious 2-bedroom apartment in the Hilton Vilamoura "As Cascatas Golf Resort & Spa" for sale in the Golden Triangle, Portugal. This apartment has generous areas and sun exposure to the south / west, being a magnificent property endowed with unique luminosity. The apartment is fully furnished and is located on the t

Location

📍 37.0937°N, 8.1140°W

· Loulé/Vilamoura, Algarve, Portugal

View on LUXIMOS Christie’s International Real Estate →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T2 flat in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
161 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$232K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.4%
$2,315/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
29.5 yr
Rental only

Property details

Year built: 2009
Energy: C
Condition: excellent

Description

Luxurious 2-bedroom apartment in the Hilton Vilamoura "As Cascatas Golf Resort & Spa" for sale in the Golden Triangle, Portugal. This apartment has generous areas and sun exposure to the south / west, being a magnificent property endowed with unique luminosity. The apartment is fully furnished and is located on the t

Income Breakdown

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Nightly Rate (ADR)
$348/night
50% ($160)Brixfox estimate($348/night)200% ($640)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$27,778
Airbnb data$348/night · 44% occupancy
Rental income
$348/night · 44% occ.
$56,180
Running costs (20%)
Utilities, cleaning, maintenance
-$11,236
Income tax (10%)
Indonesian rental income tax
-$15,731
Property tax
Annual property tax
-$1,436
Net income
3.4% ROI
$27,778

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$820,652
IMT (transfer tax, investment schedule)$49,239
Imposto de Selo (stamp duty)$6,565
Notary & registration$1,359
Legal / due diligence$12,310
Total acquisition costs$69,473
RenovationMove-in ready
Furnishing & STR launch
2bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$43,424
All-in investment$933,549

Gross yield (asking)

6.8%

True gross yield (all-in)

6.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.2M$3.2M$2.1M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $755K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$919K
+22%
Rental Income
+$136K
Total Position
$1.1M
+40%
6.9%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$293K
Total Position
$1.4M
+87%
6.4%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$687K
Total Position
$2.3M
+210%
5.8%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$1.2M
Total Position
$3.7M
+385%
5.4%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.4% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$320 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $320 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.1%
$2,103/mo
40% occ.
4.2%
$2,844/mo
44% occ.
4.6%
$3,157/mo
current
54% occ.
5.7%
$3,898/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.