Semi-detached house in Vale Judeu, Vale Judeu, São Sebastião
Semi-detached house in Vale Judeu, Vale Judeu, São Sebastião — image 2Semi-detached house in Vale Judeu, Vale Judeu, São Sebastião — image 3Semi-detached house in Vale Judeu, Vale Judeu, São Sebastião — image 4Semi-detached house in Vale Judeu, Vale Judeu, São Sebastião — image 5
Grade Bvillabudget

Semi-detached house in Vale Judeu, Vale Judeu, São Sebastião

Loulé/Vilamoura · Golden Triangle ·

€380,000

Asking Price (EUR)

3.6%

True Net Yield (Owner, all-in)

2.5%

True Net Yield (Managed, all-in)

5.6%

True Gross Yield

37%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €28,135/yr
Average Daily Rate: €206
-21.0% vs area baselineImage quality 3/10 (-12%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 18.7 years
5-yr Capital Value: €551,874
10-yr Capital Value: €671,439
Brixfox Score: 60.5 / 100
Comparable Properties: 7
Data Confidence: 60%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€503,570

+32.5% over asking

Asking price€380,000
IMT — Property transfer tax (investment schedule)€18,230
IS — Stamp duty (0.8%)€3,040
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,700
Total acquisition costs€28,220
Renovation (est. €900/m² × 85 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€76,500
(€59,500–€93,500)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€503,570

Gross yield (asking price)

7.4%

True gross yield (all-in)

5.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 85 m²
Land: 343 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1950
Energy Certificate: E
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional chimneyrooftop view

Score Breakdown

ROI
16.02
Visual Appeal
4.8
Ownership Security
13
Location
8.4
Land & Space
9.49
Rental Demand
3.74
Payback Speed
2
STR Suitability
3

Description

**Property Listing: Rustic Semi-Detached House in Sale - PT-PT** Discover this charming rustic semi-detached house nestled in a serene green environment near Boliqueime and Vale Judeu. With two cozy bedrooms and a spacious living area, this home offers a perfect blend of comfort and character. The open-plan kitchen fl

Location

📍 37.0770°N, 8.1170°W

· Loulé/Vilamoura, Algarve, Portugal

View on Turtle Homes →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Semi-detached house in Vale Judeu, Vale Judeu, São Sebastião

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
85 m²
Land Plot
343 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$117K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.9%
$1,701/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.2 yr
Rental only

Property details

Year built: 1950
Energy: E
Condition: needs-renovation

Description

**Property Listing: Rustic Semi-Detached House in Sale - PT-PT** Discover this charming rustic semi-detached house nestled in a serene green environment near Boliqueime and Vale Judeu. With two cozy bedrooms and a spacious living area, this home offers a perfect blend of comfort and character. The open-plan kitchen fl

Income Breakdown

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Nightly Rate (ADR)
$298/night
50% ($137)Brixfox estimate($298/night)200% ($548)
Occupancy
37%
10%Brixfox estimate(37%)100%

Short-Term Rental

Yearly income
$20,417
Airbnb data$298/night · 37% occupancy
Rental income
$298/night · 37% occ.
$40,654
Running costs (20%)
Utilities, cleaning, maintenance
-$8,131
Income tax (10%)
Indonesian rental income tax
-$11,383
Property tax
Annual property tax
-$723
Net income
4.9% ROI
$20,417

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$413,043
IMT (transfer tax, investment schedule)$19,815
Imposto de Selo (stamp duty)$3,304
Notary & registration$1,359
Legal / due diligence$6,196
Total acquisition costs$30,674
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$83,152
($64,674–$101,630)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$545,185

Gross yield (asking)

9.8%

True gross yield (all-in)

7.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.4M$1.8M$1.2M$611K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $380K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$462K
+22%
Rental Income
+$100K
Total Position
$562K
+48%
8.1%/yr
Year 10
Capital Value
$562K
+48%
Rental Income
+$215K
Total Position
$778K
+105%
7.4%/yr
Year 20
Capital Value
$833K
+119%
Rental Income
+$505K
Total Position
$1.3M
+252%
6.5%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$894K
Total Position
$2.1M
+460%
5.9%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.9% annual return
Occupancy
Weak
37% average occupancy
Nightly Rate
Strong
$274 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Good
343 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $274 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.4%
$1,843/mo
40% occ.
7.2%
$2,477/mo
37% occ.
6.7%
$2,311/mo
current
47% occ.
8.6%
$2,945/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.