Terraced house in Rua Aldeia do Pinhal, Nn, Aldeia do Golf - Alto do Golf, Vilamoura, Quarteira
Terraced house in Rua Aldeia do Pinhal, Nn, Aldeia do Golf - Alto do Golf, Vilamoura, Quarteira — image 2Terraced house in Rua Aldeia do Pinhal, Nn, Aldeia do Golf - Alto do Golf, Vilamoura, Quarteira — image 3Terraced house in Rua Aldeia do Pinhal, Nn, Aldeia do Golf - Alto do Golf, Vilamoura, Quarteira — image 4Terraced house in Rua Aldeia do Pinhal, Nn, Aldeia do Golf - Alto do Golf, Vilamoura, Quarteira — image 5
Grade B+villamid-range

Terraced house in Rua Aldeia do Pinhal, Nn, Aldeia do Golf - Alto do Golf, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€530,000

Asking Price (EUR)

7.4%

True Net Yield (Owner, all-in)

5.1%

True Net Yield (Managed, all-in)

11.3%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €69,506/yr
Average Daily Rate: €405
+22.0% vs area baselineModern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 9.5 years
5-yr Capital Value: €696,412
10-yr Capital Value: €847,292
Brixfox Score: 71.5 / 100
Comparable Properties: 22
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€615,080

+16.1% over asking

Asking price€530,000
IMT — Property transfer tax (investment schedule)€30,230
IS — Stamp duty (0.8%)€4,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,950
Total acquisition costs€43,670
Renovation (est. €55/m² × 122 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,710
(€3,660–€9,760)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€615,080

Gross yield (asking price)

13.1%

True gross yield (all-in)

11.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 122 m²
Land: 132 m²
Style: contemporary
Condition: good
Year Built: 1985
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private pooloutdoor BBQ areagarden with artificial turf

Score Breakdown

ROI
24
Visual Appeal
10.8
Ownership Security
13
Location
8.4
Land & Space
3.55
Rental Demand
4.7
Payback Speed
4
STR Suitability
3

Description

Vilamoura – T3 Duplex Semi-Detached House next to the Golf Courses Located in a quiet and exclusive area of Vilamoura, on the ground floor, a spacious and bright living room, fully renovated and equipped kitchen, functional pantry, bathroom, and bedroom. The space benefits from direct access to a charming private garde

Location

📍 37.1033°N, 8.1110°W

· Loulé/Vilamoura, Algarve, Portugal

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Loulé/Vilamoura / Golden Triangle

Terraced house in Rua Aldeia do Pinhal, Nn, Aldeia do Golf - Alto do Golf, Vilamoura, Quarteira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
122 m²
Land Plot
132 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$163K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.9%
$4,287/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.2 yr
Rental only

Property details

Year built: 1985
Energy: B
Condition: good

Description

Vilamoura – T3 Duplex Semi-Detached House next to the Golf Courses Located in a quiet and exclusive area of Vilamoura, on the ground floor, a spacious and bright living room, fully renovated and equipped kitchen, functional pantry, bathroom, and bedroom. The space benefits from direct access to a charming private garde

Income Breakdown

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Nightly Rate (ADR)
$588/night
50% ($270)Brixfox estimate($588/night)200% ($1081)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$51,440
Airbnb data$588/night · 47% occupancy
Rental income
$588/night · 47% occ.
$100,862
Running costs (20%)
Utilities, cleaning, maintenance
-$20,172
Income tax (10%)
Indonesian rental income tax
-$28,241
Property tax
Annual property tax
-$1,008
Net income
8.9% ROI
$51,440

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$576,087
IMT (transfer tax, investment schedule)$32,859
Imposto de Selo (stamp duty)$4,609
Notary & registration$1,359
Legal / due diligence$8,641
Total acquisition costs$47,467
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,293
($3,978–$10,609)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$666,391

Gross yield (asking)

17.5%

True gross yield (all-in)

15.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.6M$3.4M$2.3M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $530K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$645K
+22%
Rental Income
+$251K
Total Position
$896K
+69%
11.1%/yr
Year 10
Capital Value
$785K
+48%
Rental Income
+$543K
Total Position
$1.3M
+150%
9.6%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$1.3M
Total Position
$2.4M
+359%
7.9%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$2.3M
Total Position
$4.0M
+649%
6.9%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.9% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$541 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
132 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.9% — outperforms most villas in this market
Premium nightly rate of $541 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.6%
$3,670/mo
40% occ.
10.3%
$4,921/mo
47% occ.
12.1%
$5,800/mo
current
57% occ.
14.7%
$7,051/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.