Detached house in Avenida Laginha Serafim, São Clemente, Loulé
Detached house in Avenida Laginha Serafim, São Clemente, Loulé — image 2Detached house in Avenida Laginha Serafim, São Clemente, Loulé — image 3Detached house in Avenida Laginha Serafim, São Clemente, Loulé — image 4Detached house in Avenida Laginha Serafim, São Clemente, Loulé — image 5
Grade C+villamid-range

Detached house in Avenida Laginha Serafim, São Clemente, Loulé

Loulé/Vilamoura · Golden Triangle ·

€1M

Asking Price (EUR)

0.7%

True Net Yield (Owner, all-in)

0.5%

True Net Yield (Managed, all-in)

1.0%

True Gross Yield

19%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €11,375/yr
Average Daily Rate: €167
+3.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 109.8 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 54.2 / 100
Comparable Properties: 10
Data Confidence: 69%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+12.2% over asking

Asking price€1M
IMT — Property transfer tax (investment schedule)€60,000
IS — Stamp duty (0.8%)€8,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€15,000
Total acquisition costs€84,250
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

1.1%

True gross yield (all-in)

1.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 284 m²
Style: contemporary
Condition: new-build
Year Built: 2026
Energy Certificate: A

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

vertical wooden slat facadelarge dark-framed windows

Score Breakdown

ROI
8.34
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
1.87
Payback Speed
0
STR Suitability
3

Description

Discover this elegant contemporary three-storey villa, inserted in a private condominium in the heart of Loulé, where the tranquillity of the green surroundings combines with the comfort and sophistication of a project thought out in detail. Distributed in a functional way, the property offers spacious, bright and car

Location

📍 37.1449°N, 8.0163°W

· Loulé/Vilamoura, Algarve, Portugal

View on RedeReal Loulé →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Avenida Laginha Serafim, São Clemente, Loulé

Inventory
4 Beds
Bathrooms
2 Baths
Built Area
284 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 0.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score54
GradeC+
Brixfox Intelligence
54C+Moderate
Score Breakdown
ROI & Yield59%
Capital Growth57%
Risk Profile56%
Market Demand54%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$307K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
0.6%
$554/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
—
Rental only

Property details

Year built: 2026
Energy: A
Condition: new-build

Description

Discover this elegant contemporary three-storey villa, inserted in a private condominium in the heart of Loulé, where the tranquillity of the green surroundings combines with the comfort and sophistication of a project thought out in detail. Distributed in a functional way, the property offers spacious, bright and car

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$241/night
50% ($111)Brixfox estimate($241/night)200% ($444)
Occupancy
19%
10%Brixfox estimate(19%)100%

Short-Term Rental

Yearly income
$6,650
Airbnb data$241/night · 19% occupancy
Rental income
$241/night · 19% occ.
$16,446
Running costs (20%)
Utilities, cleaning, maintenance
-$3,289
Income tax (10%)
Indonesian rental income tax
-$4,605
Property tax
Annual property tax
-$1,902
Net income
0.6% ROI
$6,650

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,086,957
IMT (transfer tax, investment schedule)$65,217
Imposto de Selo (stamp duty)$8,696
Notary & registration$1,359
Legal / due diligence$16,304
Total acquisition costs$91,576
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$1,217,174

Gross yield (asking)

1.5%

True gross yield (all-in)

1.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.1M$3.0M$2.0M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $1.0M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 17: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$32K
Total Position
$1.2M
+25%
4.5%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$70K
Total Position
$1.6M
+55%
4.5%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$164K
Total Position
$2.4M
+136%
4.4%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$291K
Total Position
$3.5M
+253%
4.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
0.6% annual return
Occupancy
Weak
19% average occupancy
Nightly Rate
Strong
$222 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $222 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 0.6% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.5%
$1,383/mo
40% occ.
2.1%
$1,897/mo
19% occ.
0.9%
$801/mo
current
29% occ.
1.5%
$1,315/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.