T3 flat, Dunas douradas Beach club, Vale do Lobo, Almancil
T3 flat, Dunas douradas Beach club, Vale do Lobo, Almancil — image 2T3 flat, Dunas douradas Beach club, Vale do Lobo, Almancil — image 3T3 flat, Dunas douradas Beach club, Vale do Lobo, Almancil — image 4T3 flat, Dunas douradas Beach club, Vale do Lobo, Almancil — image 5
Grade Bapartmentmid-range

T3 flat, Dunas douradas Beach club, Vale do Lobo, Almancil

Loulé/Vilamoura · Golden Triangle ·

€2.4M

Asking Price (EUR)

1.3%

True Net Yield (Owner, all-in)

0.9%

True Net Yield (Managed, all-in)

2.0%

True Gross Yield

37%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.2 months ago and is currently at 10% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €54,189/yr
Average Daily Rate: €396
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 53.8 years
5-yr Capital Value: €3.2M
10-yr Capital Value: €3.8M
Brixfox Score: 57 / 100
Comparable Properties: 18
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.7M

+11.6% over asking

Asking price€2.4M
IMT — Property transfer tax (investment schedule)€180,000
IS — Stamp duty (0.8%)€19,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€36,000
Total acquisition costs€236,450
Renovation (est. €55/m² × 177 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,735
(€5,310–€14,160)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,700
All-in investment (incl. renovation & furnishing)€2.7M

Gross yield (asking price)

2.3%

True gross yield (all-in)

2.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 177 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: Not indicated
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

coastal proximitymultiple private poolstennis court accesslush landscaping

Score Breakdown

ROI
9.67
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
5.54
Rental Demand
3.75
Payback Speed
0
STR Suitability
3

Description

A stunning modern/classical three bedroom top floor apartment with a stretching south facing terrace with sea views in Dunas Douradas Beach Club. This ideal home from home is perfect as a holiday home or rental property and has direct access to the beach from the resort. The apartment is comprised of the entrance hall,

Location

📍 37.0464°N, 8.0524°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

T3 flat, Dunas douradas Beach club, Vale do Lobo, Almancil

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
177 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$737K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.4%
$3,112/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
69.9 yr
Rental only

Property details

Energy: Not indicated
Condition: good

Description

A stunning modern/classical three bedroom top floor apartment with a stretching south facing terrace with sea views in Dunas Douradas Beach Club. This ideal home from home is perfect as a holiday home or rental property and has direct access to the beach from the resort. The apartment is comprised of the entrance hall,

Income Breakdown

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Nightly Rate (ADR)
$589/night
50% ($271)Brixfox estimate($589/night)200% ($1084)
Occupancy
37%
10%Brixfox estimate(37%)100%

Short-Term Rental

Yearly income
$37,342
Airbnb data$589/night · 37% occupancy
Rental income
$589/night · 37% occ.
$80,590
Running costs (20%)
Utilities, cleaning, maintenance
-$16,118
Income tax (10%)
Indonesian rental income tax
-$22,565
Property tax
Annual property tax
-$4,565
Net income
1.4% ROI
$37,342

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,608,696
IMT (transfer tax, investment schedule)$195,652
Imposto de Selo (stamp duty)$20,870
Notary & registration$1,359
Legal / due diligence$39,130
Total acquisition costs$257,011
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,582
($5,772–$15,391)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$2,911,832

Gross yield (asking)

3.1%

True gross yield (all-in)

2.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$10.8M$8.1M$5.4M$2.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $2.4M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.9M
+22%
Rental Income
+$182K
Total Position
$3.1M
+29%
5.3%/yr
Year 10
Capital Value
$3.6M
+48%
Rental Income
+$394K
Total Position
$3.9M
+64%
5.1%/yr
Year 20
Capital Value
$5.3M
+119%
Rental Income
+$923K
Total Position
$6.2M
+158%
4.8%/yr
Year 30
Capital Value
$7.8M
+224%
Rental Income
+$1.6M
Total Position
$9.4M
+292%
4.7%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.4% annual return
Occupancy
Weak
37% average occupancy
Nightly Rate
Strong
$542 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $542 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.4% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.6%
$3,382/mo
40% occ.
2.1%
$4,636/mo
37% occ.
2.0%
$4,320/mo
current
47% occ.
2.6%
$5,574/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.