T1 flat in Quinta do Romão, Quarteira, Quarteira
T1 flat in Quinta do Romão, Quarteira, Quarteira — image 2T1 flat in Quinta do Romão, Quarteira, Quarteira — image 3T1 flat in Quinta do Romão, Quarteira, Quarteira — image 4T1 flat in Quinta do Romão, Quarteira, Quarteira — image 5
Grade Bapartmentmid-range

T1 flat in Quinta do Romão, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€285,000

Asking Price (EUR)

4.5%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

6.9%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.2 months ago and is currently at 10% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €22,568/yr
Average Daily Rate: €136
-3.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 15.3 years
5-yr Capital Value: €374,486
10-yr Capital Value: €455,619
Brixfox Score: 62.1 / 100
Comparable Properties: 92
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€327,322

+14.8% over asking

Asking price€285,000
IMT — Property transfer tax (investment schedule)€10,947
IS — Stamp duty (0.8%)€2,280
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,275
Total acquisition costs€18,752
Renovation (est. €55/m² × 74 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,070
(€2,220–€5,920)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€327,322

Gross yield (asking price)

7.9%

True gross yield (all-in)

6.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 2
Building: 74 m²
Style: contemporary
Condition: good
Year Built: 1988
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
17.84
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
3.48
Rental Demand
4.55
Payback Speed
3
STR Suitability
3

Description

Enter and feel the harmony of a space designed for the rhythm of urban life. This renovated Exclusive T1+1 reveals a bright social area with an open space kitchen that extends to two private balconies, inviting you to moments of outdoor breaks. The suite offers a haven of tranquillity, while the +1 space adapts to your

Location

📍 37.0733°N, 8.1120°W

· Loulé/Vilamoura, Algarve, Portugal

View on BUYME Property →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T1 flat in Quinta do Romão, Quarteira, Quarteira

Inventory
1 Beds
Bathrooms
2 Baths
Built Area
74 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$87K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.5%
$1,412/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.3 yr
Rental only

Property details

Year built: 1988
Energy: C
Condition: good

Description

Enter and feel the harmony of a space designed for the rhythm of urban life. This renovated Exclusive T1+1 reveals a bright social area with an open space kitchen that extends to two private balconies, inviting you to moments of outdoor breaks. The suite offers a haven of tranquillity, while the +1 space adapts to your

Income Breakdown

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Nightly Rate (ADR)
$202/night
50% ($93)Brixfox estimate($202/night)200% ($373)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$16,946
Airbnb data$202/night · 46% occupancy
Rental income
$202/night · 46% occ.
$33,632
Running costs (20%)
Utilities, cleaning, maintenance
-$6,726
Income tax (10%)
Indonesian rental income tax
-$9,417
Property tax
Annual property tax
-$542
Net income
5.5% ROI
$16,946

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$309,783
IMT (transfer tax, investment schedule)$11,899
Imposto de Selo (stamp duty)$2,478
Notary & registration$1,359
Legal / due diligence$4,647
Total acquisition costs$20,383
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,424
($2,413–$6,435)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$355,785

Gross yield (asking)

10.9%

True gross yield (all-in)

9.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$1.9M$1.4M$958K$479K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $285K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$347K
+22%
Rental Income
+$83K
Total Position
$430K
+51%
8.5%/yr
Year 10
Capital Value
$422K
+48%
Rental Income
+$179K
Total Position
$601K
+111%
7.7%/yr
Year 20
Capital Value
$624K
+119%
Rental Income
+$419K
Total Position
$1.0M
+266%
6.7%/yr
Year 30
Capital Value
$924K
+224%
Rental Income
+$742K
Total Position
$1.7M
+485%
6.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.5% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Good
$186 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.8%
$1,248/mo
40% occ.
6.5%
$1,679/mo
46% occ.
7.4%
$1,917/mo
current
56% occ.
9.1%
$2,348/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.