Detached house in Dom Afonso Henriques, Vale Formoso - Vale d'Éguas, Almancil
Detached house in Dom Afonso Henriques, Vale Formoso - Vale d'Éguas, Almancil — image 2Detached house in Dom Afonso Henriques, Vale Formoso - Vale d'Éguas, Almancil — image 3Detached house in Dom Afonso Henriques, Vale Formoso - Vale d'Éguas, Almancil — image 4Detached house in Dom Afonso Henriques, Vale Formoso - Vale d'Éguas, Almancil — image 5
Grade B+villaluxury

Detached house in Dom Afonso Henriques, Vale Formoso - Vale d'Éguas, Almancil

Loulé/Vilamoura · Golden Triangle ·

€3.0M

Asking Price (EUR)

2.6%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.0%

True Gross Yield

30%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €131,511/yr
Average Daily Rate: €1184
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 28.0 years
5-yr Capital Value: €3.9M
10-yr Capital Value: €4.7M
Brixfox Score: 65.7 / 100
Comparable Properties: 5
Data Confidence: 59%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.3M

+12.8% over asking

Asking price€3.0M
IMT — Property transfer tax (investment schedule)€221,250
IS — Stamp duty (0.8%)€23,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€44,250
Total acquisition costs€290,350
Renovation€0 — move-in ready
Furnishing & STR launch (7bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€88,700
All-in investment (incl. renovation & furnishing)€3.3M

Gross yield (asking price)

4.5%

True gross yield (all-in)

4.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 7
Bathrooms: 7
Building: 1005 m²
Land: 4900 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: Not indicated
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

dolphin mosaic in poolmultiple balconies with ornate railingstraditional white stucco facade

Score Breakdown

ROI
12.06
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
3.04
Payback Speed
0
STR Suitability
3

Description

The Algarve's Golden Triangle, encompassing Quinta do Lago, Vale do Lobo, and Almancil, is a highly desirable area of prime real estate. This region offers a wealth of luxury resorts, stunning beaches, hotels, restaurants, and villas, making it one of the most sought-after destinations in Southern Europe. With its clos

Location

📍 37.0770°N, 8.0250°W

· Loulé/Vilamoura, Algarve, Portugal

View on Waratah Properties →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Dom Afonso Henriques, Vale Formoso - Vale d'Éguas, Almancil

Inventory
7 Beds
Bathrooms
7 Baths
Built Area
1005 m²
Land Plot
4900 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 2.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$906K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.9%
$7,766/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
34.4 yr
Rental only

Property details

Energy: Not indicated
Condition: excellent

Description

The Algarve's Golden Triangle, encompassing Quinta do Lago, Vale do Lobo, and Almancil, is a highly desirable area of prime real estate. This region offers a wealth of luxury resorts, stunning beaches, hotels, restaurants, and villas, making it one of the most sought-after destinations in Southern Europe. With its clos

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,710/night
50% ($787)Brixfox estimate($1,710/night)200% ($3147)
Occupancy
30%
10%Brixfox estimate(30%)100%

Short-Term Rental

Yearly income
$93,195
Airbnb data$1,710/night · 30% occupancy
Rental income
$1,710/night · 30% occ.
$190,013
Running costs (20%)
Utilities, cleaning, maintenance
-$38,003
Income tax (10%)
Indonesian rental income tax
-$53,204
Property tax
Annual property tax
-$5,611
Net income
2.9% ROI
$93,195

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,206,522
IMT (transfer tax, investment schedule)$240,489
Imposto de Selo (stamp duty)$25,652
Notary & registration$1,359
Legal / due diligence$48,098
Total acquisition costs$315,598
RenovationMove-in ready
Furnishing & STR launch
7bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$94,239
All-in investment$3,616,359

Gross yield (asking)

5.9%

True gross yield (all-in)

5.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$15.7M$11.8M$7.8M$3.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $3.0M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.6M
+22%
Rental Income
+$455K
Total Position
$4.0M
+37%
6.5%/yr
Year 10
Capital Value
$4.4M
+48%
Rental Income
+$983K
Total Position
$5.3M
+81%
6.1%/yr
Year 20
Capital Value
$6.5M
+119%
Rental Income
+$2.3M
Total Position
$8.8M
+197%
5.6%/yr
Year 30
Capital Value
$9.6M
+224%
Rental Income
+$4.1M
Total Position
$13.6M
+363%
5.2%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.9% annual return
Occupancy
Weak
30% average occupancy
Nightly Rate
Strong
$1573 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
4900 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1573 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 4900 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.9% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.9%
$10,456/mo
current
40% occ.
5.3%
$14,098/mo
30% occ.
4.0%
$10,617/mo
current
40% occ.
5.3%
$14,258/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.