Detached house, Vale do Lobo, Nn, Vale do Lobo, Almancil
Detached house, Vale do Lobo, Nn, Vale do Lobo, Almancil — image 2Detached house, Vale do Lobo, Nn, Vale do Lobo, Almancil — image 3Detached house, Vale do Lobo, Nn, Vale do Lobo, Almancil — image 4Detached house, Vale do Lobo, Nn, Vale do Lobo, Almancil — image 5
Grade B+villamid-range

Detached house, Vale do Lobo, Nn, Vale do Lobo, Almancil

Loulé/Vilamoura · Golden Triangle ·

€4.3M

Asking Price (EUR)

2.1%

True Net Yield (Owner, all-in)

1.4%

True Net Yield (Managed, all-in)

3.2%

True Gross Yield

64%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €149,635/yr
Average Daily Rate: €639
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 35.5 years
5-yr Capital Value: €5.6M
10-yr Capital Value: €6.8M
Brixfox Score: 65.5 / 100
Comparable Properties: 5
Data Confidence: 58%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€4.7M

+11.4% over asking

Asking price€4.3M
IMT — Property transfer tax (investment schedule)€318,750
IS — Stamp duty (0.8%)€34,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€63,750
Total acquisition costs€417,750
Renovation (est. €55/m² × 353 m²)
Light touch-ups — paint, fixtures, deep clean.		€19,415
(€10,590–€28,240)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€4.7M

Gross yield (asking price)

3.5%

True gross yield (all-in)

3.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 353 m²
Land: 752 m²
Style: portuguese-traditional
Condition: good
Year Built: 2002
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

heart-shaped pooltraditional portuguese roof tilesoutdoor BBQ areacobblestone driveway

Score Breakdown

ROI
11.01
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
10.84
Rental Demand
6.41
Payback Speed
0
STR Suitability
3

Description

Delightful 5 Bedroom Villa in Vale do Lobo Situated in the prestigious resort of Vale do Lobo, this magnificent 5-bedroom Villa offers a perfect combination of elegance, comfort, and a privileged location. Just steps away from the renowned Tennis Center and a short walk from reception, championship golf courses, and h

Location

📍 37.0470°N, 8.0518°W

· Loulé/Vilamoura, Algarve, Portugal

View on GoldenTree - Real Estate →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house, Vale do Lobo, Nn, Vale do Lobo, Almancil

Inventory
5 Beds
Bathrooms
4 Baths
Built Area
353 m²
Land Plot
752 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 2.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$1.3M in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.3%
$8,702/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
44.2 yr
Rental only

Property details

Year built: 2002
Energy: D
Condition: good

Description

Delightful 5 Bedroom Villa in Vale do Lobo Situated in the prestigious resort of Vale do Lobo, this magnificent 5-bedroom Villa offers a perfect combination of elegance, comfort, and a privileged location. Just steps away from the renowned Tennis Center and a short walk from reception, championship golf courses, and h

Income Breakdown

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Nightly Rate (ADR)
$924/night
50% ($425)Brixfox estimate($924/night)200% ($1701)
Occupancy
64%
10%Brixfox estimate(64%)100%

Short-Term Rental

Yearly income
$104,429
Airbnb data$924/night · 64% occupancy
Rental income
$924/night · 64% occ.
$216,372
Running costs (20%)
Utilities, cleaning, maintenance
-$43,274
Income tax (10%)
Indonesian rental income tax
-$60,584
Property tax
Annual property tax
-$8,084
Net income
2.3% ROI
$104,429

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$4,619,565
IMT (transfer tax, investment schedule)$346,467
Imposto de Selo (stamp duty)$36,957
Notary & registration$1,359
Legal / due diligence$69,293
Total acquisition costs$454,076
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$21,103
($11,511–$30,696)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$47,174
All-in investment$5,141,918

Gross yield (asking)

4.7%

True gross yield (all-in)

4.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$21.1M$15.8M$10.6M$5.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $4.3M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 29: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$5.2M
+22%
Rental Income
+$510K
Total Position
$5.7M
+34%
6.0%/yr
Year 10
Capital Value
$6.3M
+48%
Rental Income
+$1.1M
Total Position
$7.4M
+74%
5.7%/yr
Year 20
Capital Value
$9.3M
+119%
Rental Income
+$2.6M
Total Position
$11.9M
+180%
5.3%/yr
Year 30
Capital Value
$13.8M
+224%
Rental Income
+$4.6M
Total Position
$18.4M
+332%
5.0%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.3% annual return
Occupancy
Good
64% average occupancy
Nightly Rate
Strong
$850 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
752 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $850 — positioned in the top tier
Generous 752 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.3% is below the market average — model your cashflow carefully

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

44% occ.
2.1%
$8,012/mo
54% occ.
2.6%
$9,980/mo
64% occ.
3.1%
$11,948/mo
current
74% occ.
3.6%
$13,916/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.