Semi-detached house, Urbanização Vila Sol, Nn, Vila Sol - Morgadinho, Vilamoura, Quarteira
Grade B+villamid-range

Semi-detached house, Urbanização Vila Sol, Nn, Vila Sol - Morgadinho, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€985,000

Asking Price (EUR)

5.1%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

7.9%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €87,637/yr
Average Daily Rate: €498
Payback Period: 13.9 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 67 / 100
Comparable Properties: 7
Data Confidence: 71%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+12.2% over asking

Asking price€985,000
IMT — Property transfer tax (investment schedule)€59,100
IS — Stamp duty (0.8%)€7,880
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,775
Total acquisition costs€83,005
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

8.9%

True gross yield (all-in)

7.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 281 m²
Style: contemporary
Condition: excellent

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

decorative console table lampsteal accent door

Score Breakdown

ROI
18.81
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
4.82
Payback Speed
3
STR Suitability
3

Description

Excellent 3-bedroom semi-detached house in Vila Sol, Algarve Excellent semi-detached 3-bedroom house in a private condominium with stunning garden views and sea views from the rooftop terrace. The entrance floor offers a bedroom, bathroom, a pleasant living room with direct access to the spacious garden, and a dining r

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

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Loulé/Vilamoura / Golden Triangle

Semi-detached house, Urbanização Vila Sol, Nn, Vila Sol - Morgadinho, Vilamoura, Quarteira

Inventory
4 Beds
Bathrooms
0 Baths
Built Area
281 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$302K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.0%
$5,369/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.6 yr
Rental only

Property details

Condition: excellent

Description

Excellent 3-bedroom semi-detached house in Vila Sol, Algarve Excellent semi-detached 3-bedroom house in a private condominium with stunning garden views and sea views from the rooftop terrace. The entrance floor offers a bedroom, bathroom, a pleasant living room with direct access to the spacious garden, and a dining r

Income Breakdown

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Customize your projections
Nightly Rate (ADR)
$724/night
50% ($333)Brixfox estimate($724/night)200% ($1332)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$64,425
Airbnb data$724/night · 48% occupancy
Rental income
$724/night · 48% occ.
$127,498
Running costs (20%)
Utilities, cleaning, maintenance
-$25,500
Income tax (10%)
Indonesian rental income tax
-$35,699
Property tax
Annual property tax
-$1,874
Net income
6.0% ROI
$64,425

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,070,652
IMT (transfer tax, investment schedule)$64,239
Imposto de Selo (stamp duty)$8,565
Notary & registration$1,359
Legal / due diligence$16,060
Total acquisition costs$90,223
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$1,199,516

Gross yield (asking)

11.9%

True gross yield (all-in)

10.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$6.9M$5.2M$3.5M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $985K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$315K
Total Position
$1.5M
+54%
9.0%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$679K
Total Position
$2.1M
+117%
8.1%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$1.6M
Total Position
$3.8M
+281%
6.9%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$2.8M
Total Position
$6.0M
+511%
6.2%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.0% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$666 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $666 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.0%
$4,469/mo
40% occ.
6.7%
$6,011/mo
48% occ.
8.2%
$7,281/mo
current
58% occ.
9.9%
$8,823/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.