Detached house, Poço Geraldo , Loulé, Alfeição - Vale Telheiro, São Sebastião
Grade Bvillabudget

Detached house, Poço Geraldo , Loulé, Alfeição - Vale Telheiro, São Sebastião

Loulé/Vilamoura · Golden Triangle ·

€470,000

Asking Price (EUR)

2.4%

True Net Yield (Owner, all-in)

1.7%

True Net Yield (Managed, all-in)

3.7%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €26,794/yr
Average Daily Rate: €180
Payback Period: 21.9 years
5-yr Capital Value: €617,573
10-yr Capital Value: €751,372
Brixfox Score: 60.3 / 100
Comparable Properties: 86
Data Confidence: 92%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€718,940

+53.0% over asking

Asking price€470,000
IMT — Property transfer tax (investment schedule)€25,430
IS — Stamp duty (0.8%)€3,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,050
Total acquisition costs€37,490
Renovation (est. €900/m² × 214 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€192,600
(€149,800–€235,400)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€718,940

Gross yield (asking price)

5.7%

True gross yield (all-in)

3.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Building: 214 m²
Style: portuguese-traditional
Condition: needs-renovation
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional facade with colored bandsrustic stone walls

Score Breakdown

ROI
14.81
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
4.07
Payback Speed
1
STR Suitability
3

Description

Build your dream home with a fantastic sea view! This property has a rustic area of 6,944m2 and two urban plots with a total area of 214m2. It is located in an area surrounded by nature, in a zone divided between the National Agricultural Reserve. According to the current Municipal Master Plan, the existing construct

Location

📍 37.0770°N, 8.1170°W

· Loulé/Vilamoura, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house, Poço Geraldo , Loulé, Alfeição - Vale Telheiro, São Sebastião

Inventory
2 Beds
Bathrooms
0 Baths
Built Area
214 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score60
GradeB
Brixfox Intelligence
60BStrong
Score Breakdown
ROI & Yield66%
Capital Growth63%
Risk Profile62%
Market Demand60%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$144K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.8%
$1,604/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
26.5 yr
Rental only

Property details

Condition: needs-renovation

Description

Build your dream home with a fantastic sea view! This property has a rustic area of 6,944m2 and two urban plots with a total area of 214m2. It is located in an area surrounded by nature, in a zone divided between the National Agricultural Reserve. According to the current Municipal Master Plan, the existing construct

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$261/night
50% ($120)Brixfox estimate($261/night)200% ($479)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Yearly income
$19,251
Airbnb data$261/night · 41% occupancy
Rental income
$261/night · 41% occ.
$38,741
Running costs (20%)
Utilities, cleaning, maintenance
-$7,748
Income tax (10%)
Indonesian rental income tax
-$10,848
Property tax
Annual property tax
-$894
Net income
3.8% ROI
$19,251

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$510,870
IMT (transfer tax, investment schedule)$27,641
Imposto de Selo (stamp duty)$4,087
Notary & registration$1,359
Legal / due diligence$7,663
Total acquisition costs$40,750
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$209,348
($162,826–$255,870)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$779,283

Gross yield (asking)

7.6%

True gross yield (all-in)

5.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.7M$2.0M$1.4M$681K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $470K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$572K
+22%
Rental Income
+$94K
Total Position
$666K
+42%
7.2%/yr
Year 10
Capital Value
$696K
+48%
Rental Income
+$203K
Total Position
$899K
+91%
6.7%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$476K
Total Position
$1.5M
+220%
6.0%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$843K
Total Position
$2.4M
+404%
5.5%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.8% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Strong
$240 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $240 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.7%
$1,590/mo
40% occ.
5.0%
$2,144/mo
current
41% occ.
5.1%
$2,185/mo
current
51% occ.
6.4%
$2,740/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.