Detached house in Caminho das Casas Velhas, Tôr
Detached house in Caminho das Casas Velhas, Tôr — image 2Detached house in Caminho das Casas Velhas, Tôr — image 3Detached house in Caminho das Casas Velhas, Tôr — image 4Detached house in Caminho das Casas Velhas, Tôr — image 5
Grade Bvillamid-range

Detached house in Caminho das Casas Velhas, Tôr

Loulé/Vilamoura · Golden Triangle ·

€655,000

Asking Price (EUR)

0.8%

True Net Yield (Owner, all-in)

0.5%

True Net Yield (Managed, all-in)

1.2%

True Gross Yield

16%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €9,078/yr
Average Daily Rate: €151
+19.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 90.2 years
5-yr Capital Value: €860,660
10-yr Capital Value: €1.0M
Brixfox Score: 55.9 / 100
Comparable Properties: 3
Data Confidence: 59%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€745,315

+13.8% over asking

Asking price€655,000
IMT — Property transfer tax (investment schedule)€39,300
IS — Stamp duty (0.8%)€5,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,825
Total acquisition costs€55,615
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€745,315

Gross yield (asking price)

1.4%

True gross yield (all-in)

1.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 147 m²
Land: 490 m²
Style: contemporary
Condition: new-build
Year Built: 2026
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

multi-level structureintegrated pool area

Score Breakdown

ROI
8.62
Visual Appeal
9.4
Ownership Security
13
Location
8.4
Land & Space
11.84
Rental Demand
1.64
Payback Speed
0
STR Suitability
3

Description

For Sale | Detached House | New Construction | 3 bedrooms | 146 m² construction area | 490 m² plot | Pool We present this stunning 3-bedroom house, currently in the initial stages of construction, with a total area of 146 m², designed to offer comfort, modernity, and functionality. The property comprises an elegant e

Location

📍 37.0770°N, 8.1170°W

· Loulé/Vilamoura, Algarve, Portugal

View on Cluttons Algarve →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Caminho das Casas Velhas, Tôr

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
147 m²
Land Plot
490 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 0.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score56
GradeB
Brixfox Intelligence
56BStrong
Score Breakdown
ROI & Yield62%
Capital Growth59%
Risk Profile58%
Market Demand56%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$201K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
0.8%
$465/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
—
Rental only

Property details

Year built: 2026
Energy: A
Condition: new-build

Description

For Sale | Detached House | New Construction | 3 bedrooms | 146 m² construction area | 490 m² plot | Pool We present this stunning 3-bedroom house, currently in the initial stages of construction, with a total area of 146 m², designed to offer comfort, modernity, and functionality. The property comprises an elegant e

Income Breakdown

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Nightly Rate (ADR)
$219/night
50% ($101)Brixfox estimate($219/night)200% ($402)
Occupancy
16%
10%Brixfox estimate(16%)100%

Short-Term Rental

Yearly income
$5,575
Airbnb data$219/night · 16% occupancy
Rental income
$219/night · 16% occ.
$13,116
Running costs (20%)
Utilities, cleaning, maintenance
-$2,623
Income tax (10%)
Indonesian rental income tax
-$3,673
Property tax
Annual property tax
-$1,246
Net income
0.8% ROI
$5,575

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$711,957
IMT (transfer tax, investment schedule)$42,717
Imposto de Selo (stamp duty)$5,696
Notary & registration$1,359
Legal / due diligence$10,679
Total acquisition costs$60,451
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$807,951

Gross yield (asking)

1.8%

True gross yield (all-in)

1.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.7M$2.0M$1.4M$681K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $655K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 16: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$797K
+22%
Rental Income
+$27K
Total Position
$824K
+26%
4.7%/yr
Year 10
Capital Value
$970K
+48%
Rental Income
+$59K
Total Position
$1.0M
+57%
4.6%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$138K
Total Position
$1.6M
+140%
4.5%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$244K
Total Position
$2.4M
+262%
4.4%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
0.8% annual return
Occupancy
Weak
16% average occupancy
Nightly Rate
Strong
$201 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
490 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $201 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 0.8% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.2%
$1,292/mo
40% occ.
3.0%
$1,758/mo
16% occ.
1.1%
$661/mo
current
26% occ.
1.9%
$1,127/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.