Detached house in Urbanização Palmyra Nn, Centro - Quarteira Velha, Quarteira
Detached house in Urbanização Palmyra Nn, Centro - Quarteira Velha, Quarteira — image 2Detached house in Urbanização Palmyra Nn, Centro - Quarteira Velha, Quarteira — image 3Detached house in Urbanização Palmyra Nn, Centro - Quarteira Velha, Quarteira — image 4Detached house in Urbanização Palmyra Nn, Centro - Quarteira Velha, Quarteira — image 5
Grade Avillamid-range

Detached house in Urbanização Palmyra Nn, Centro - Quarteira Velha, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€790,000

Asking Price (EUR)

8.7%

True Net Yield (Owner, all-in)

6.0%

True Net Yield (Managed, all-in)

13.3%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €121,599/yr
Average Daily Rate: 633
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 8.0 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.3M
Brixfox Score: 77.3 / 100
Comparable Properties: 7
Data Confidence: 74%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€911,720

+15.4% over asking

Asking price€790,000
IMT — Property transfer tax (investment schedule)€47,400
IS — Stamp duty (0.8%)€6,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,850
Total acquisition costs€66,820
Renovation (est. €55/m² × 270)
Light touch-ups — paint, fixtures, deep clean.
€14,850
(€8,100€21,600)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€40,050
All-in investment (incl. renovation & furnishing)€911,720

Gross yield (asking price)

15.4%

True gross yield (all-in)

13.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 270
Style: portuguese-traditional
Condition: good
Year Built: 2009
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

cobblestone pathwayspalm treesbalconies with pergolas

Score Breakdown

ROI
25
Visual Appeal
12.6
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.26
Payback Speed
4
STR Suitability
3

Description

V4 villa located in an exclusive area of Vila Sol with golf views. Private condominium with 24-hour security, four swimming pools, gardens, and a peaceful environment. Spread over two floors, the ground floor features a fully equipped semi-open kitchen, a spacious living and dining area with access to a terrace overlooking the golf course, one bedroom, one bathroom, and a storage room. On the first floor, there are two en-suite bedrooms, each with private terracesone with views of the golf cours

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Urbanização Palmyra Nn, Centro - Quarteira Velha, Quarteira

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
270 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 10.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score77
GradeA
Brixfox Intelligence
77AExcellent
Score Breakdown
ROI & Yield85%
Capital Growth81%
Risk Profile78%
Market Demand77%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+16.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$242K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
10.6%
$7,606/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.4 yr
Rental only

Property details

Year built: 2009
Energy: C
Condition: good

Description

V4 villa located in an exclusive area of Vila Sol with golf views. Private condominium with 24-hour security, four swimming pools, gardens, and a peaceful environment. Spread over two floors, the ground floor features a fully equipped semi-open kitchen, a spacious living and dining area with access to a terrace overlooking the golf course, one bedroom, one bathroom, and a storage room. On the first floor, there are two en-suite bedrooms, each with private terracesone with views of the golf cours

Income Breakdown

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Nightly Rate (ADR)
$929/night
50% ($427)Brixfox estimate($929/night)200% ($1709)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$91,266
Airbnb data$929/night · 53% occupancy
Rental income
$929/night · 53% occ.
$178,402
Running costs (20%)
Utilities, cleaning, maintenance
-$35,680
Income tax (10%)
Indonesian rental income tax
-$49,953
Property tax
Annual property tax
-$1,503
Net income
10.6% ROI
$91,266

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$858,696
IMT (transfer tax, investment schedule)$51,522
Imposto de Selo (stamp duty)$6,870
Notary & registration$1,359
Legal / due diligence$12,880
Total acquisition costs$72,630
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$16,141
($8,804$23,478)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$41,359
All-in investment$988,826

Gross yield (asking)

20.8%

True gross yield (all-in)

18.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$7.5M$5.7M$3.8M$1.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $790K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$961K
+22%
Rental Income
+$446K
Total Position
$1.4M
+78%
12.2%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$963K
Total Position
$2.1M
+170%
10.4%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$2.3M
Total Position
$4.0M
+405%
8.4%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$4.0M
Total Position
$6.6M
+730%
7.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.6% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$854 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.6% — outperforms most villas in this market
Premium nightly rate of $854 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
8.8%
$6,328/mo
43% occ.
11.6%
$8,305/mo
53% occ.
14.4%
$10,282/mo
current
63% occ.
17.1%
$12,259/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.