T3 flat in Rua Dom João V, Nn, Centro - Quarteira Velha, Quarteira, Quarteira
T3 flat in Rua Dom João V, Nn, Centro - Quarteira Velha, Quarteira, Quarteira — image 2T3 flat in Rua Dom João V, Nn, Centro - Quarteira Velha, Quarteira, Quarteira — image 3T3 flat in Rua Dom João V, Nn, Centro - Quarteira Velha, Quarteira, Quarteira — image 4T3 flat in Rua Dom João V, Nn, Centro - Quarteira Velha, Quarteira, Quarteira — image 5
Grade B+apartmentmid-range

T3 flat in Rua Dom João V, Nn, Centro - Quarteira Velha, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€339,000

Asking Price (EUR)

7.9%

True Net Yield (Owner, all-in)

5.5%

True Net Yield (Managed, all-in)

12.1%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €48,425/yr
Average Daily Rate: 282
-3.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 8.8 years
5-yr Capital Value: €445,441
10-yr Capital Value: €541,947
Brixfox Score: 70.8 / 100
Comparable Properties: 41
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€399,302

+17.8% over asking

Asking price€339,000
IMT — Property transfer tax (investment schedule)€14,950
IS — Stamp duty (0.8%)€2,712
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,085
Total acquisition costs€23,997
Renovation (est. €55/m² × 111)
Light touch-ups — paint, fixtures, deep clean.
€6,105
(€3,330€8,880)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€30,200
All-in investment (incl. renovation & furnishing)€399,302

Gross yield (asking price)

14.3%

True gross yield (all-in)

12.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 111
Style: contemporary
Condition: good
Year Built: 1992
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

feature wallmodern ceiling light

Score Breakdown

ROI
24.71
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
4.22
Rental Demand
4.71
Payback Speed
4
STR Suitability
3

Description

As the Algarve enters its brightest season, with longer days and the distinctive southern sun shining, this 3-bedroom apartment in Quarteira stands out as a distinguished opportunity for those who value space, comfort, and quality of life by the sea. With well-balanced proportions and a practical layout, the property

Location

📍 37.0723°N, 8.1069°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

T3 flat in Rua Dom João V, Nn, Centro - Quarteira Velha, Quarteira, Quarteira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
111 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 9.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$104K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.7%
$2,980/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.3 yr
Rental only

Property details

Year built: 1992
Energy: C
Condition: good

Description

As the Algarve enters its brightest season, with longer days and the distinctive southern sun shining, this 3-bedroom apartment in Quarteira stands out as a distinguished opportunity for those who value space, comfort, and quality of life by the sea. With well-balanced proportions and a practical layout, the property

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$407/night
50% ($187)Brixfox estimate($407/night)200% ($750)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$35,759
Airbnb data$407/night · 47% occupancy
Rental income
$407/night · 47% occ.
$70,008
Running costs (20%)
Utilities, cleaning, maintenance
-$14,002
Income tax (10%)
Indonesian rental income tax
-$19,602
Property tax
Annual property tax
-$645
Net income
9.7% ROI
$35,759

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$368,478
IMT (transfer tax, investment schedule)$16,250
Imposto de Selo (stamp duty)$2,948
Notary & registration$1,359
Legal / due diligence$5,527
Total acquisition costs$26,084
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$6,636
($3,620$9,652)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$32,826
All-in investment$434,024

Gross yield (asking)

19.0%

True gross yield (all-in)

16.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.1M$2.3M$1.5M$766K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $339K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$412K
+22%
Rental Income
+$175K
Total Position
$587K
+73%
11.6%/yr
Year 10
Capital Value
$502K
+48%
Rental Income
+$377K
Total Position
$879K
+159%
10.0%/yr
Year 20
Capital Value
$743K
+119%
Rental Income
+$884K
Total Position
$1.6M
+380%
8.2%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.6M
Total Position
$2.7M
+686%
7.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.7% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$375 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.7% — outperforms most villas in this market
Premium nightly rate of $375 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.3%
$2,549/mo
40% occ.
11.1%
$3,416/mo
47% occ.
13.1%
$4,030/mo
current
57% occ.
15.9%
$4,897/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.