House in Estrada de Albufeira, 8125, Victoria - Monte Laguna, Vilamoura, Quarteira
House in Estrada de Albufeira, 8125, Victoria - Monte Laguna, Vilamoura, Quarteira — image 2House in Estrada de Albufeira, 8125, Victoria - Monte Laguna, Vilamoura, Quarteira — image 3House in Estrada de Albufeira, 8125, Victoria - Monte Laguna, Vilamoura, Quarteira — image 4House in Estrada de Albufeira, 8125, Victoria - Monte Laguna, Vilamoura, Quarteira — image 5
Grade Bvillaluxury

House in Estrada de Albufeira, 8125, Victoria - Monte Laguna, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.4M

Asking Price (EUR)

2.2%

True Net Yield (Owner, all-in)

1.5%

True Net Yield (Managed, all-in)

3.4%

True Gross Yield

28%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.4 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €51,656/yr
Average Daily Rate: €508
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 32.0 years
5-yr Capital Value: €1.8M
10-yr Capital Value: €2.2M
Brixfox Score: 63 / 100
Comparable Properties: 4
Data Confidence: 69%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.5M

+13.8% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€101,250
IS — Stamp duty (0.8%)€10,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€20,250
Total acquisition costs€133,550
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€1.5M

Gross yield (asking price)

3.8%

True gross yield (all-in)

3.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 176 m²
Land: 450 m²
Style: contemporary
Condition: new-build
Year Built: 2025
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private pools per unitsolar panels on roofsmodern architectural designintegrated landscaping

Score Breakdown

ROI
11.44
Visual Appeal
13.8
Ownership Security
13
Location
8.4
Land & Space
10.61
Rental Demand
2.79
Payback Speed
0
STR Suitability
3

Description

Discover this corner 3-bedroom villa in Natura Village, Vilamoura, featuring contemporary design, high-quality finishes and a prime location. On the ground floor, the open-plan living and kitchen area offers generous space, natural light and direct access to the garden and saltwater pool. Built-in storage integrates di

Location

📍 37.1101°N, 8.1495°W

· Loulé/Vilamoura, Algarve, Portugal

View on Live In Holidays →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

House in Estrada de Albufeira, 8125, Victoria - Monte Laguna, Vilamoura, Quarteira

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
176 m²
Land Plot
450 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$414K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.5%
$3,092/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
39.6 yr
Rental only

Property details

Year built: 2025
Energy: A+
Condition: new-build

Description

Discover this corner 3-bedroom villa in Natura Village, Vilamoura, featuring contemporary design, high-quality finishes and a prime location. On the ground floor, the open-plan living and kitchen area offers generous space, natural light and direct access to the garden and saltwater pool. Built-in storage integrates di

Income Breakdown

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Nightly Rate (ADR)
$750/night
50% ($345)Brixfox estimate($750/night)200% ($1379)
Occupancy
28%
10%Brixfox estimate(28%)100%

Short-Term Rental

Yearly income
$37,098
Airbnb data$750/night · 28% occupancy
Rental income
$750/night · 28% occ.
$76,282
Running costs (20%)
Utilities, cleaning, maintenance
-$15,256
Income tax (10%)
Indonesian rental income tax
-$21,359
Property tax
Annual property tax
-$2,568
Net income
2.5% ROI
$37,098

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,467,391
IMT (transfer tax, investment schedule)$110,054
Imposto de Selo (stamp duty)$11,739
Notary & registration$1,359
Legal / due diligence$22,011
Total acquisition costs$145,163
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$1,668,315

Gross yield (asking)

5.2%

True gross yield (all-in)

4.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$6.9M$5.2M$3.5M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 27: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.6M
+22%
Rental Income
+$181K
Total Position
$1.8M
+35%
6.2%/yr
Year 10
Capital Value
$2.0M
+48%
Rental Income
+$391K
Total Position
$2.4M
+77%
5.9%/yr
Year 20
Capital Value
$3.0M
+119%
Rental Income
+$917K
Total Position
$3.9M
+187%
5.4%/yr
Year 30
Capital Value
$4.4M
+224%
Rental Income
+$1.6M
Total Position
$6.0M
+345%
5.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.5% annual return
Occupancy
Weak
28% average occupancy
Nightly Rate
Strong
$690 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Good
450 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $690 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.5% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.7%
$4,574/mo
40% occ.
5.0%
$6,170/mo
28% occ.
3.5%
$4,235/mo
current
38% occ.
4.8%
$5,831/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.