House in Golfe Santo António, Budens
Grade B+villamid-range

House in Golfe Santo António, Budens

Sagres/Vila do Bispo · Western Algarve ·

€445,000

Asking Price (EUR)

7.2%

True Net Yield (Owner, all-in)

4.9%

True Net Yield (Managed, all-in)

9.4%

True Gross Yield

50%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €48,838/yr
Average Daily Rate: €265
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has pool (+10%)
Payback Period: 19.7 years
5-yr Capital Value: €515,877
10-yr Capital Value: €598,043
Brixfox Score: 69.2 / 100
Comparable Properties: 18
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€522,095

+17.3% over asking

Asking price€445,000
IMT — Property transfer tax (investment schedule)€23,430
IS — Stamp duty (0.8%)€3,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,675
Total acquisition costs€34,915
Renovation (est. €55/m² × 136 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,480
(€4,080–€10,880)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€522,095

Gross yield (asking price)

11.0%

True gross yield (all-in)

9.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 136 m²
Style: portuguese-traditional
Condition: good
Private Pool
pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

stone wall with waterfall featurecurved swimming pool

Score Breakdown

ROI
18.24
Visual Appeal
11.8
Ownership Security
13
Location
8.4
Land & Space
4.72
Rental Demand
5.05
Payback Speed
4
STR Suitability
4

Description

Charming 3-Bedroom Townhouse with Golf Course Views in Quinta da Encosta Velha Beautifully maintained and ideally positioned, this attractive three-bedroom townhouse is located in a peaceful setting within the sought-after Quinta da Encosta Velha resort. Enjoying a desirable west-facing orientation, the property benef

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Idealista.pt
House in Golfe Santo António, Budens
Idealista.pt
Source verified

House in Golfe Santo António, Budens

Sagres/Vila do Bispo · Western Algarve · Freehold · Ref BF-7866
Ownership
Freehold
Bedrooms
3
Built area
136 m²
True net yield
5.1%
≈ $4,158/mo net after costs & tax
Brixfox Score 69 · B+

Property details

Condition: good
View: pool

Description

Charming 3-Bedroom Townhouse with Golf Course Views in Quinta da Encosta Velha Beautifully maintained and ideally positioned, this attractive three-bedroom townhouse is located in a peaceful setting within the sought-after Quinta da Encosta Velha resort. Enjoying a desirable west-facing orientation, the property benef

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$381/night
50% ($175)Brixfox estimate($381/night)200% ($701)
Occupancy
50%
10%Brixfox estimate(50%)100%

Short-Term Rental

Yearly income
$33,798
Airbnb data$381/night · 50% occupancy
Rental income
$381/night · 50% occ.
$64,996
Running costs (20%)
Utilities, cleaning, maintenance
-$12,999
Income tax (10%)
Indonesian rental income tax
-$18,199
Property tax
Annual property tax
-$0
Net income
7.0% ROI
$33,798

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
8.9%
7.9%
Fully-managed
6.1%
5.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

11.6%

Annual Revenue

$64,996

Income Tax / yr

$5,687

Payback

20 yrs

True All-In Cost
Asking price$483,696
IMT — transfer tax (non-resident 7.5%)$36,277
Stamp duty (0.8%)$3,870
Notary + registry$2,174
Legal$5,950
Furnishing + STR launch$27,174
All-in cost$559,140

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$3.4M$2.5M$1.7M$840K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $445K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$541K
+22%
Rental Income
+$165K
Total Position
$706K
+59%
9.7%/yr
Year 10
Capital Value
$659K
+48%
Rental Income
+$356K
Total Position
$1.0M
+128%
8.6%/yr
Year 20
Capital Value
$975K
+119%
Rental Income
+$836K
Total Position
$1.8M
+307%
7.3%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$1.5M
Total Position
$2.9M
+557%
6.5%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.0% annual return
Occupancy
Average
50% average occupancy
Nightly Rate
Strong
$351 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $351 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 50% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.1%
$2,472/mo
40% occ.
8.1%
$3,284/mo
50% occ.
10.2%
$4,095/mo
current
60% occ.
12.2%
$4,906/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$483,696
5.1%
Net yield
View original listing
Source verified · Idealista.pt · listed 6 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.