Grade Bvilla

Terraced house in Rua da Igreja, 17 Lote, Santo Estêvão

Tavira · Eastern Algarve ·

€584,000

Asking Price (EUR)

3.9%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

5.9%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €41,235/yr
Average Daily Rate: €282
Payback Period: 17.7 years
5-yr Capital Value: €767,367
10-yr Capital Value: €933,620
Brixfox Score: 61.7 / 100
Comparable Properties: 7
Data Confidence: 76%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€693,632

+18.8% over asking

Asking price€584,000
IMT — Property transfer tax (investment schedule)€34,550
IS — Stamp duty (0.8%)€4,672
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,760
Total acquisition costs€49,232
Renovation (est. €200/m² × 141 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€28,200
(€14,100–€42,300)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€693,632

Gross yield (asking price)

7.1%

True gross yield (all-in)

5.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 141 m²

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
16.47
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
4.82
Rental Demand
4.01
Payback Speed
2
STR Suitability
3

Description

Townhouse in a new development. Garage and storage room on the -1 floor. Ground floor: equipped kitchen with refrigerator, hob, washing machine and dryer, built-in oven and microwave. Service bathroom, living room on the balcony with a saltwater pool. 1st floor: bedroom with en-suite bathroom and balcony with pool view

Location

📍 37.1270°N, 7.6506°W

· Tavira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Terraced house in Rua da Igreja, 17 Lote, Santo Estêvão

Inventory
3 Beds
Bathrooms
0 Baths
Built Area
141 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$127K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.7%
$2,488/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
21.3 yr
Rental only

Property details

Description

Townhouse in a new development. Garage and storage room on the -1 floor. Ground floor: equipped kitchen with refrigerator, hob, washing machine and dryer, built-in oven and microwave. Service bathroom, living room on the balcony with a saltwater pool. 1st floor: bedroom with en-suite bathroom and balcony with pool view

Income Breakdown

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Nightly Rate (ADR)
$407/night
50% ($187)Brixfox estimate($407/night)200% ($748)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$29,859
Airbnb data$407/night · 40% occupancy
Rental income
$407/night · 40% occ.
$59,557
Running costs (20%)
Utilities, cleaning, maintenance
-$11,911
Income tax (10%)
Indonesian rental income tax
-$16,676
Property tax
Annual property tax
-$1,111
Net income
4.7% ROI
$29,859

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$634,783
IMT (transfer tax, investment schedule)$37,554
Imposto de Selo (stamp duty)$5,078
Notary & registration$1,359
Legal / due diligence$9,522
Total acquisition costs$53,513
Renovation (~$217/m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		$30,652
($15,326–$45,978)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$751,774

Gross yield (asking)

9.4%

True gross yield (all-in)

7.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$3.7M$2.8M$1.8M$920K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $584K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$711K
+22%
Rental Income
+$146K
Total Position
$856K
+47%
8.0%/yr
Year 10
Capital Value
$864K
+48%
Rental Income
+$315K
Total Position
$1.2M
+102%
7.3%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$738K
Total Position
$2.0M
+246%
6.4%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.3M
Total Position
$3.2M
+448%
5.8%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.7% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$374 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $374 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.7% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.7%
$2,505/mo
40% occ.
6.4%
$3,370/mo
current
40% occ.
6.4%
$3,382/mo
current
50% occ.
8.0%
$4,247/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.