Detached house in Santa Catarina Fonte Bispo
Detached house in Santa Catarina Fonte Bispo — image 2Detached house in Santa Catarina Fonte Bispo — image 3Detached house in Santa Catarina Fonte Bispo — image 4Detached house in Santa Catarina Fonte Bispo — image 5
Grade C+villa

Detached house in Santa Catarina Fonte Bispo

Tavira · Eastern Algarve ·

€849,000

Asking Price (EUR)

1.3%

True Net Yield (Owner, all-in)

0.9%

True Net Yield (Managed, all-in)

1.9%

True Gross Yield

29%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €19,082/yr
Average Daily Rate: €180
Payback Period: 55.6 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.4M
Brixfox Score: 54.1 / 100
Comparable Properties: 4
Data Confidence: 47%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€990,317

+16.6% over asking

Asking price€849,000
IMT — Property transfer tax (investment schedule)€50,940
IS — Stamp duty (0.8%)€6,792
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€12,735
Total acquisition costs€71,717
Renovation (est. €200/m² × 187 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€37,400
(€18,700–€56,100)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€990,317

Gross yield (asking price)

2.3%

True gross yield (all-in)

1.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 187 m²
Year Built: 2010

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
9.58
Visual Appeal
10
Ownership Security
13
Location
9.84
Land & Space
5.74
Rental Demand
2.9
Payback Speed
0
STR Suitability
3

Description

CHARMING MODERN 3 BEDROOM VILLA WITH A SWIMMING POOL, GARAGE AND MAGNIFICENT VIEWS OF THE HILLS AND THE COUNTRYSIDE ON A PLOT OF LAND OF 2.157,00 SQ. M. LOCATION The property is situated just 9 minutes away from the village of Santa Catarina. The nearest town is São Brás de Alportel, which is only 15 minutes away. The

Location

📍 37.1727°N, 7.8084°W

· Tavira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Detached house in Santa Catarina Fonte Bispo

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
187 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 1.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score54
GradeC+
Brixfox Intelligence
54C+Moderate
Score Breakdown
ROI & Yield59%
Capital Growth57%
Risk Profile56%
Market Demand54%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+5.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$184K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.4%
$1,060/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
15 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
72.6 yr
Rental only

Property details

Year built: 2010

Description

CHARMING MODERN 3 BEDROOM VILLA WITH A SWIMMING POOL, GARAGE AND MAGNIFICENT VIEWS OF THE HILLS AND THE COUNTRYSIDE ON A PLOT OF LAND OF 2.157,00 SQ. M. LOCATION The property is situated just 9 minutes away from the village of Santa Catarina. The nearest town is São Brás de Alportel, which is only 15 minutes away. The

Income Breakdown

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Nightly Rate (ADR)
$260/night
50% ($120)Brixfox estimate($260/night)200% ($479)
Occupancy
29%
10%Brixfox estimate(29%)100%

Short-Term Rental

Yearly income
$12,717
Airbnb data$260/night · 29% occupancy
Rental income
$260/night · 29% occ.
$27,561
Running costs (20%)
Utilities, cleaning, maintenance
-$5,512
Income tax (10%)
Indonesian rental income tax
-$7,717
Property tax
Annual property tax
-$1,615
Net income
1.4% ROI
$12,717

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$922,826
IMT (transfer tax, investment schedule)$55,370
Imposto de Selo (stamp duty)$7,383
Notary & registration$1,359
Legal / due diligence$13,842
Total acquisition costs$77,953
Renovation (~$217/m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		$40,652
($20,326–$60,978)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$1,074,258

Gross yield (asking)

3.0%

True gross yield (all-in)

2.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$3.8M$2.9M$1.9M$952K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $849K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.0M
+22%
Rental Income
+$62K
Total Position
$1.1M
+29%
5.2%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$134K
Total Position
$1.4M
+64%
5.1%/yr
Year 20
Capital Value
$1.9M
+119%
Rental Income
+$314K
Total Position
$2.2M
+156%
4.8%/yr
Year 30
Capital Value
$2.8M
+224%
Rental Income
+$557K
Total Position
$3.3M
+290%
4.6%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.4% annual return
Occupancy
Weak
29% average occupancy
Nightly Rate
Strong
$239 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $239 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.4% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.0%
$1,528/mo
current
40% occ.
2.7%
$2,082/mo
29% occ.
1.9%
$1,473/mo
current
39% occ.
2.6%
$2,027/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.