Detached house in Santa Margarida - Bernardinheiro, Tavira
Detached house in Santa Margarida - Bernardinheiro, Tavira — image 2Detached house in Santa Margarida - Bernardinheiro, Tavira — image 3Detached house in Santa Margarida - Bernardinheiro, Tavira — image 4Detached house in Santa Margarida - Bernardinheiro, Tavira — image 5
Grade B+villa

Detached house in Santa Margarida - Bernardinheiro, Tavira

Tavira · Eastern Algarve ·

€995,000

Asking Price (EUR)

5.3%

True Net Yield (Owner, all-in)

3.7%

True Net Yield (Managed, all-in)

8.2%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €94,486/yr
Average Daily Rate: €388
Payback Period: 11.7 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 74.1 / 100
Comparable Properties: 3
Data Confidence: 55%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.2M

+15.9% over asking

Asking price€995,000
IMT — Property transfer tax (investment schedule)€59,700
IS — Stamp duty (0.8%)€7,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,925
Total acquisition costs€83,835
Renovation (est. €200/m² × 185 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€37,000
(€18,500–€55,500)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€1.2M

Gross yield (asking price)

9.5%

True gross yield (all-in)

8.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 1
Building: 185 m²
Year Built: 1935

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
20.98
Visual Appeal
10
Ownership Security
13
Location
9.84
Land & Space
5.7
Rental Demand
7.54
Payback Speed
4
STR Suitability
3

Description

Available for viewings only from June 12th Traditional V3+1 Farmhouse with Pool and Charm - Bernardinheiro, Tavira - The Perfect Refuge in the Heart of the Eastern Algarve Discover this charming farmhouse located in Bernardinheiro, Tavira. A property with soul and traditional character, where the serenity of the count

Location

📍 37.1124°N, 7.6812°W

· Tavira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Detached house in Santa Margarida - Bernardinheiro, Tavira

Inventory
4 Beds
Bathrooms
1 Baths
Built Area
185 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$216K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.2%
$6,519/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.8 yr
Rental only

Property details

Year built: 1935

Description

Available for viewings only from June 12th Traditional V3+1 Farmhouse with Pool and Charm - Bernardinheiro, Tavira - The Perfect Refuge in the Heart of the Eastern Algarve Discover this charming farmhouse located in Bernardinheiro, Tavira. A property with soul and traditional character, where the serenity of the count

Income Breakdown

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Nightly Rate (ADR)
$560/night
50% ($258)Brixfox estimate($560/night)200% ($1031)
Occupancy
75%
10%Brixfox estimate(75%)100%

Short-Term Rental

Yearly income
$78,231
Airbnb data$560/night · 75% occupancy
Rental income
$560/night · 75% occ.
$154,084
Running costs (20%)
Utilities, cleaning, maintenance
-$30,817
Income tax (10%)
Indonesian rental income tax
-$43,143
Property tax
Annual property tax
-$1,893
Net income
7.2% ROI
$78,231

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,081,522
IMT (transfer tax, investment schedule)$64,891
Imposto de Selo (stamp duty)$8,652
Notary & registration$1,359
Legal / due diligence$16,223
Total acquisition costs$91,125
Renovation (~$217/m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		$40,217
($20,109–$60,326)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$1,251,505

Gross yield (asking)

14.2%

True gross yield (all-in)

12.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$7.6M$5.7M$3.8M$1.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $995K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$382K
Total Position
$1.6M
+60%
9.9%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$825K
Total Position
$2.3M
+131%
8.7%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$1.9M
Total Position
$4.1M
+313%
7.4%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$3.4M
Total Position
$6.7M
+568%
6.5%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.2% annual return
Occupancy
Strong
75% average occupancy
Nightly Rate
Strong
$515 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Strong occupancy at 75% — consistent booking demand
Premium nightly rate of $515 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

55% occ.
7.2%
$6,445/mo
65% occ.
8.5%
$7,638/mo
75% occ.
9.8%
$8,830/mo
current
85% occ.
11.1%
$10,023/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.