Detached house in N125, Areal Gordo - Rio Seco - Ilha da Culatra, Faro
Detached house in N125, Areal Gordo - Rio Seco - Ilha da Culatra, Faro — image 2Detached house in N125, Areal Gordo - Rio Seco - Ilha da Culatra, Faro — image 3Detached house in N125, Areal Gordo - Rio Seco - Ilha da Culatra, Faro — image 4Detached house in N125, Areal Gordo - Rio Seco - Ilha da Culatra, Faro — image 5
Grade C+villa

Detached house in N125, Areal Gordo - Rio Seco - Ilha da Culatra, Faro

Faro · Eastern Algarve ·

€295,000

Asking Price (EUR)

1.5%

True Net Yield (Owner, all-in)

1.0%

True Net Yield (Managed, all-in)

2.3%

True Gross Yield

26%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €8,842/yr
Average Daily Rate: €95
Payback Period: 41.7 years
5-yr Capital Value: €387,626
10-yr Capital Value: €471,606
Brixfox Score: 52.8 / 100
Comparable Properties: 10
Data Confidence: 66%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€381,982

+29.5% over asking

Asking price€295,000
IMT — Property transfer tax (investment schedule)€11,647
IS — Stamp duty (0.8%)€2,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,425
Total acquisition costs€19,682
Renovation (est. €200/m² × 229 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€45,800
(€22,900–€68,700)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€381,982

Gross yield (asking price)

3.0%

True gross yield (all-in)

2.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Building: 229 m²
Year Built: 1970

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
10.42
Visual Appeal
10
Ownership Security
13
Location
7.8
Land & Space
6
Rental Demand
2.56
Payback Speed
0
STR Suitability
3

Description

Others - Habitacional for sale.

Location

📍 37.0248°N, 7.8954°W

· Faro, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

Detached house in N125, Areal Gordo - Rio Seco - Ilha da Culatra, Faro

Inventory
1 Beds
Bathrooms
0 Baths
Built Area
229 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 1.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score53
GradeC+
Brixfox Intelligence
53C+Moderate
Score Breakdown
ROI & Yield58%
Capital Growth56%
Risk Profile55%
Market Demand53%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+5.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$55K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.9%
$507/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
15 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
52.7 yr
Rental only

Property details

Year built: 1970

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$137/night
50% ($63)Brixfox estimate($137/night)200% ($251)
Occupancy
26%
10%Brixfox estimate(26%)100%

Short-Term Rental

Yearly income
$6,079
Airbnb data$137/night · 26% occupancy
Rental income
$137/night · 26% occ.
$12,770
Running costs (20%)
Utilities, cleaning, maintenance
-$2,554
Income tax (10%)
Indonesian rental income tax
-$3,575
Property tax
Annual property tax
-$561
Net income
1.9% ROI
$6,079

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$320,652
IMT (transfer tax, investment schedule)$12,660
Imposto de Selo (stamp duty)$2,565
Notary & registration$1,359
Legal / due diligence$4,810
Total acquisition costs$21,393
Renovation (~$217/m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		$49,783
($24,891–$74,674)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$413,024

Gross yield (asking)

4.0%

True gross yield (all-in)

3.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$1.4M$1.1M$703K$352K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $295K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$359K
+22%
Rental Income
+$30K
Total Position
$389K
+32%
5.7%/yr
Year 10
Capital Value
$437K
+48%
Rental Income
+$64K
Total Position
$501K
+70%
5.4%/yr
Year 20
Capital Value
$646K
+119%
Rental Income
+$150K
Total Position
$797K
+170%
5.1%/yr
Year 30
Capital Value
$957K
+224%
Rental Income
+$266K
Total Position
$1.2M
+315%
4.9%/yr

Location

Faro

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.9% annual return
Occupancy
Weak
26% average occupancy
Nightly Rate
Good
$126 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.9% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.1%
$825/mo
40% occ.
4.2%
$1,116/mo
26% occ.
2.6%
$698/mo
current
36% occ.
3.7%
$989/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.