Detached house in Centro, Almancil
Detached house in Centro, Almancil — image 2Detached house in Centro, Almancil — image 3Detached house in Centro, Almancil — image 4Detached house in Centro, Almancil — image 5
Grade B+villa

Detached house in Centro, Almancil

Loulé/Vilamoura · Golden Triangle ·

€2.0M

Asking Price (EUR)

4.5%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

7.0%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €163,893/yr
Average Daily Rate: 1118
Payback Period: 15.2 years
5-yr Capital Value: €2.6M
10-yr Capital Value: €3.2M
Brixfox Score: 65.3 / 100
Comparable Properties: 12
Data Confidence: 66%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.3M

+17.8% over asking

Asking price€2.0M
IMT — Property transfer tax (investment schedule)€149,625
IS — Stamp duty (0.8%)€15,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€29,925
Total acquisition costs€196,760
Renovation (est. €200/m² × 546, from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.
€109,200
(€54,600€163,800)
Furnishing & STR launch (6bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€48,250
All-in investment (incl. renovation & furnishing)€2.3M

Gross yield (asking price)

8.2%

True gross yield (all-in)

7.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 6
Bathrooms: 6
Building: 546
Year Built: 2023

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
17.89
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
4.02
Payback Speed
3
STR Suitability
3

Description

Located in the charming town of Almancil, this remarkable villa is a true gem, offering the very best in luxury living. With a range of meticulously designed features, this property epitomizes elegance and modern convenience. This spacious villa boasts 3+3 generously sized bedrooms and six bathrooms, providing ample

Location

📍 37.0866°N, 8.0297°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Centro, Almancil

Inventory
6 Beds
Bathrooms
6 Baths
Built Area
546 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$612K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.5%
$9,941/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.2 yr
Rental only

Property details

Year built: 2023

Description

Located in the charming town of Almancil, this remarkable villa is a true gem, offering the very best in luxury living. With a range of meticulously designed features, this property epitomizes elegance and modern convenience. This spacious villa boasts 3+3 generously sized bedrooms and six bathrooms, providing ample

Income Breakdown

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Nightly Rate (ADR)
$1,615/night
50% ($743)Brixfox estimate($1,615/night)200% ($2972)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$119,295
Airbnb data$1,615/night · 40% occupancy
Rental income
$1,615/night · 40% occ.
$236,711
Running costs (20%)
Utilities, cleaning, maintenance
-$47,342
Income tax (10%)
Indonesian rental income tax
-$66,279
Property tax
Annual property tax
-$3,795
Net income
5.5% ROI
$119,295

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,168,478
IMT (transfer tax, investment schedule)$162,636
Imposto de Selo (stamp duty)$17,348
Notary & registration$1,359
Legal / due diligence$32,527
Total acquisition costs$213,870
Renovation (~$217/m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.
$118,696
($59,348$178,043)
Furnishing & STR launch
6bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$50,272
All-in investment$2,551,315

Gross yield (asking)

10.9%

True gross yield (all-in)

9.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$13.4M$10.1M$6.7M$3.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.0M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.4M
+22%
Rental Income
+$583K
Total Position
$3.0M
+51%
8.6%/yr
Year 10
Capital Value
$3.0M
+48%
Rental Income
+$1.3M
Total Position
$4.2M
+111%
7.8%/yr
Year 20
Capital Value
$4.4M
+119%
Rental Income
+$2.9M
Total Position
$7.3M
+267%
6.7%/yr
Year 30
Capital Value
$6.5M
+224%
Rental Income
+$5.2M
Total Position
$11.7M
+486%
6.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.5% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$1486 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1486 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 40% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.5%
$10,001/mo
40% occ.
7.4%
$13,440/mo
current
40% occ.
7.5%
$13,492/mo
current
50% occ.
9.4%
$16,931/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.